The down payment is about 20% of the loan principal. You can look at the total amount of the mobile phone you want to buy and convert it. Gitzo's installment repayment method is equal principal and interest, that is, the borrower repays the loan principal and interest and related expenses in equal amount every month. The following details are introduced:

1. Gitzo pays interest by installments, 1800 yuan, down payment to 600 yuan, 12 months, monthly repayment amount 139 yuan.

If you just want to know how to calculate, ask the Gitzo Commissioner in your store.

2. If the down payment is made to 500 yuan, it should be more than 140 a month, and the interest is fully covered. It takes about 1.2 yuan a day.

Gitzo installment is to calculate your monthly repayment amount with your remaining 900 yuan, and the monthly repayment amount = principal+interest+customer service fee+guarantee service fee;

3, 12 months, the algorithm seems to be the total amount MINUS the down payment and then multiplied by 1.5 divided by 12, that is, if the price of 4300 is prepaid 1300, the remaining 3000 is multiplied by 1.5 to get 4500 and then divided by/ I don't know if it's right, it's probably like this. That is to say, it costs 5800 to buy this mobile phone. In two years, it will definitely be more expensive.

Extended data:

The related expenses of consumer loan service provided by Gitzo mainly include interest, loan management fee, customer service fee, insurance fee (optional) and flexible repayment service package fee (optional). Before signing the loan contract, we require the sales staff to clearly and transparently explain the composition of the fee, and clarify the relevant important matters in the written contract and the borrower's instructions specially prepared for customers, reminding customers to read it carefully and sign it in person before it takes effect. The fees charged by our company also comply with the relevant laws, regulations and regulatory provisions, which are clearly stipulated in the loan contract and documents to customers, and customers can see them before signing the contract.

In order to expand the China market, PPF Group set up a representative office in Beijing in 2004, and set up Gitzo China headquarters in the CBD of Futian Central District, Shenzhen, China in 2007. From 65438+February 2007, we started the consumer credit business in Guangzhou/Foshan, China, and in 2008, we started the consumer financial services in Shenzhen, Chengdu and Tianjin respectively, with more than 1000 employees.

References:

Gitzo Company-Baidu Encyclopedia