Small credit loans for small and medium-sized enterprises of Ping An Bank: loans granted by the Bank to corporate customers who meet the basic requirements of the Bank's SME credit policy with a term of 1 year (inclusive) and an amount of 1 10,000 yuan (inclusive), free of mortgage, pledge and guarantee from third-party enterprises.

The application conditions are as follows:

1. Basic credit conditions for standard products stipulated in the Bank's SME credit policy;

2. Small and medium-sized enterprises with local business outlets have fixed business premises;

3. The actual operating time is not less than 2 years. If the borrower exists and operates in other forms of ownership such as individual industrial and commercial households before the enterprise registration, and the actual operating time can meet 2 years, it can be recognized after verification; The borrower has been established for 2 years, but the actual operating period of its main business is less than 2 years, so it is not allowed to enter;

4. Normal operation, the annual sales of production enterprises reach more than 8 million yuan, and the annual sales of trading enterprises reach more than150,000 yuan;

5. The balance of micro-credit loans between affiliated enterprises of small enterprises of our bank and applicants shall not exceed RMB 6,543,800+0,000;

6. According to the requirements of the borrower's location, the borrower has paid the social insurance items that must be paid for the employees.

Tips: The above contents are for reference only; Please contact the bank outlets for details.

Reply time: February 2022-18. Please refer to the latest business changes announced by Ping An Bank in official website.