Installment loan 1-3 working days. Users with good credit qualifications can apply on the same day and lend on the same day. Users with average credit qualifications or high debt ratio need to pass the bank's audit to issue loans, so the loan time is relatively slow. If you still haven't received it after 3 working days, please contact installment music customer service for consultation.

At present, the installment loan needs to grab the quota, which means that if you apply at 8 am or 12 am, the success rate of grabbing the quota will be greater. In addition, the staged music platform is active and has a good historical record, which also helps to grab the position.

Will installment payment reduce interest?

One-time installment will reduce interest. For debts repaid in installments, interest on the current bill is usually charged. However, the interest on prepayment is exempted, so paying off in one lump sum can save interest. However, if paying off the installment loan in advance requires users to have strong repayment ability, it is recommended to repay according to the original repayment plan if the repayment ability is not enough.