In terms of raising the maximum amount of housing provident fund loans, apply for the first set of housing provident fund loans, and both husband and wife will pay for them in normal families. The maximum loan amount was raised from 500,000 yuan to 600,000 yuan, and the maximum loan amount was raised from 300,000 yuan to 400,000 yuan. When applying for the second set of housing provident fund loans, both husband and wife will make normal family contributions, and the maximum loan amount will be raised from 400,000 yuan to 500,000 yuan, and the unilateral maximum loan amount will be raised from 300,000 yuan to 400,000 yuan.
In addition, it is necessary to give preferential policies to families with many children to buy houses. According to the notice, the loanable amount of housing provident fund for families with many children will be increased by 50,000 yuan for families with two children and 654.38+10,000 yuan for families with three children. Loans that have been accepted and entered the system before the implementation of this notice are still implemented according to the original policy. The housing provident fund loan policy not covered in the Notice shall be implemented according to the original policy. If the matters not covered in this notice are inconsistent with the previous provisions, this notice shall prevail.
Previously, Binzhou Housing Provident Fund Management Center had issued the Notice on Implementing Phased Support Policies for Housing Provident Fund, which increased the maximum amount of commercial housing rental by 20%, that is, renting commercial housing in Bincheng District, Zouping City, Boxing County, Economic Development Zone and High-tech Zone, and both husband and wife could withdraw a maximum of 20,400 yuan per year; For renting commercial housing in other counties and districts of Binzhou City, the maximum annual withdrawal of husband and wife is 18000 yuan. After the expiration of the phased support policy, the original maximum amount of rental housing will be restored. The implementation time of the support policy is tentatively set at 65438+February 3, 20221.
According to the report on the main business operation in the first quarter of 2022 released by Binzhou Housing Provident Fund Management Center, in the first quarter of 2022, Binzhou * * paid housing provident fund1132 million yuan, a year-on-year increase of 22.38%; Withdraw 6190,000 yuan from housing accumulation fund, down 2.83% year-on-year; Personal housing provident fund loans were 285 million yuan, down 58.52% year-on-year. In the first quarter of 2022, the business income was 1073 1 ten thousand yuan, and the business expenditure was 60.64 million yuan. The distribution of value-added income in 202 1 year was completed, including management expenses of 20.05 million yuan and supplementary funds for low-rent housing construction of170.06 million yuan. By the end of March 2022, the loans overdue rate of individual housing provident fund was 0.