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What are the requirements for bank loans?
When handling a bank loan, the bank will ask the lender to provide the bank flow for half a year or a year. There are four requirements for bank flow: bank card transfer, moderate and stable amount of funds, different objects of capital flow and printing bank flow.

1. Bank card transfer

Bank flow needs to be based on bank cards, and payment through third parties is not based on bank cards, so it does not count. For example, WeChat 8. 15.0 payment and Alipay payment belong to third-party payment platforms, and these flows do not belong to bank traffic, so be careful not to confuse this concept. If it is a third-party loan, then you can refer to the flow of third-party payment.

2. The amount of funds is moderate and stable.

There is a very stable expenditure and income in the bank's running water, which will greatly increase the possibility of bank recognition. However, it should be noted that the bank's running water should not always be a small amount of expenditure and income, or a particularly frequent small amount of running water. This situation will make the bank think that there is not enough funds to repay the loan, and the probability of passing it will be very low, and there should not always be the same amount of running water, which will make the bank think that there is a brushing behavior, and the amount should not be too large, which will be dozens of times larger than the normal amount.

3. The objects of capital flow are different.

The mobile objects of bank cards should not only be fixed on relatives and family members, but also some strangers, but not too many strangers, such as colleagues, bosses or company accounts. It should be noted that the quota must be kept at a normal level and not too frequent.

4. Print bank flow

The way to provide bank flow is through printing. First of all, you need to enter a large-flow online banking platform, that is, a bank card that often has funds in and out. If you don't have it on your phone, you can go to the app store to download it. After logging in to online banking, click My Account, click Detailed Query in the interface to see all bank flows, then click Export option, fill in email address and time and date, and then click OK. After receiving the traffic, you will receive the bank traffic.