Mortgage car can be replaced in 4S shop, mainly depending on the repayment of mortgage car. If the monthly payment has been paid off, there is no problem. And the 4S shop will deduct the arrears of the vehicle mortgage according to the market value of the used car to see if the balance is enough to pay the first phase of the new car mortgage that wants to replace the vehicle. If so, no problem.

Secondly, it depends on whether 4S stores buy used cars themselves or hand them over to used car dealers. Only by paying off the mortgage balance of the car in one lump sum can we get the registration certificate in advance and transfer the car.

Transfer the mortgaged car to other places:

In this case, at present, most automobile manufacturers strictly control the cross-regional sales of automobiles, and the mortgage loans they handle are all sent to the accounts of automobile dealers, so it is difficult to transfer the mortgaged automobiles to other places to handle finance companies or guarantee mortgages. If you really want to transfer ownership in different places, you can use the property to go through the mortgage formalities at the loan bank. The purpose is to buy a car. Generally, car purchase contracts, real estate and personal information can be provided, and the service life can be longer.

However, the policies of DMV in different regions are different, and the procedures required are different.