I am from Anhui, and I have a loan at Agricultural Bank of China. Why do I pay different amounts every month? I don't pay back the same amount of principal, because my monthly repayment has not decreased. Because the interest money in your monthly payment is charged by the number of days, the interest money calculated by 30 days in your monthly payment is charged by the interest of 30 days. In fact, the repayment date from last month to this month is not necessarily 30 days, it may be 365,438+0 days, and it may be 28 days. In case of weekends, it is normal for banks to deduct money in advance and sometimes delay it.

So the money paid every month is different.