1. What are the conditions for non-locals to buy a house in Chengdu

1. The conditions for non-local residents to buy a house in Chengdu are as follows:

(1) House-buying families need to provide proof of residence in Chengdu The city’s tax payment certificate or social security payment policy for more than one year;

(2) Have legal and valid identity certificates and marriage status certificates;

(3) Have a stable source of income and meet deadlines The ability to repay the principal and interest of the loan in full;

(4) Have a good credit record and willingness to repay;

(5) Have the ability to pay the first installment of the house purchased.

2. Legal basis: Article 209 of the "People's Republic of China and Civil Code"

The establishment, change, transfer and elimination of real estate rights must be registered in accordance with the law , becomes effective; without registration, it does not become effective, except as otherwise provided by law.

The ownership of natural resources that belong to the state according to law does not need to be registered.

Article 214

The establishment, change, transfer and elimination of real estate rights, which shall be registered in accordance with legal provisions, shall become effective when recorded in the real estate registration book.

2. What materials need to be provided by the lender to buy a house

What materials need to be provided by the lender to buy a house

1. Original and photocopy of both parties’ ID cards;

2. Originals and copies of the household register of both parties, including the homepage, household homepage, and personal page;

3. Original and copy of the marriage certificate, including the photo page and content page; singles are provided if they are not married. The original and copy of the certificate; for divorce, provide the original and copy of the divorce certificate and single certificate;

4. The original and copy of the income certificate of both parties;

5. The original and copy of the down payment invoice pieces.