1. You can apply for a personal mortgage. 2. You can borrow up to 80% of the collateral value (the specific collateral value needs to be evaluated by the bank). 3. The loan term is 1-4 years, and liquidated damages need to be paid for repaying the loan in advance. I hope my answer can help you. Friends who need a loan can come to me. No charge. Oppose the black intermediary! ! !

I have a car of 200,000 yuan, and I can get a loan from the bank. how much is it?

Your family runs a bank. What do you do? Banks do business. You have a car with a price of 200,000 yuan, and he will give you depreciation. Finally, I will give you a loan of 654.38 million.

I have an insurance policy in Ping 'an, which says I can borrow 200,000 yuan. How to calculate the interest?

There are two kinds of policy loans that are often said:

1. Insurance has its own function. The contract itself stipulates that the loan ratio is generally 80% of the cash value of the policy, and the loan interest rate is slightly higher than the bank's loan interest rate at that time. During the period, the policy guarantee, cash flow and dividend distribution functions are not affected, which is a good way to realize cash, but the cash value in the early stage of the policy is very small and the liquidity is weak.

2, the essence is a credit loan, the policy is only equivalent to a proof of solvency, and there are many other ways to prove repayment ability, such as car loan and mortgage accumulation fund. Because credit loans are generally repaid with equal principal and interest, the actual interest rate far exceeds the monthly interest rate advertised in sales by 6%, and the annualized interest rate generally reaches 20% or even higher.

Many insurance salesmen over-package the insurance credit loan function in order to promote sales. Choose whether to use credit loans according to your own needs, but don't put the cart before the horse. In order to use credit loans that you don't need, you buy a bad insurance. Insurance is more important!

I have a car with a price of 200,000 yuan. Can I get a loan from the bank?

1. You can apply for a personal mortgage.

2. You can borrow up to 80% of the collateral value (the specific collateral value needs to be evaluated by the bank).

3. The loan term is 1-4 years, and liquidated damages shall be paid for repaying the loan in advance.

I hope my answer can help you.

Friends who need a loan can come to me. No charge. Oppose the black intermediary! ! !