I want to buy a house. I will pay the down payment, bank loan and interest. Hello, you need to pay the down payment to the seller yourself. Suppose the down payment is 6,543,800 yuan, the down payment of 300,000 yuan needs to be paid by yourself, and the remaining 700,000 yuan can apply for a loan from the bank.
If you apply for a first-hand real estate loan, you can first confirm with the developer whether there is a cooperative relationship with our bank. If so, you can directly contact the resident staff of the real estate and give the information to the staff. If not, it is generally necessary to contact the local personal loan department to provide personal information and purchased real estate before applying. To apply for a first-hand property loan, the following application materials are generally required: 1. Identification materials: ID card, military officer's card, etc. ; 2. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc. ; 3. Use certificate: the original property right certificate of the purchased property, the purchase contract, the purchase contract, and the down payment receipt confirmed by the seller (if the transaction funds are supervised, the supervision fund entry certificate is enough); 4. Proof of repayment ability. If you need to provide other information about the loan, the handling bank will inform you in time, or you can confirm these information in detail through the handling bank when applying for the loan.
Loan is the result of comprehensive calculation based on loan amount, execution interest rate, loan term, repayment method and other factors, and the actual monthly payment cannot be calculated only by loan amount.
If you want to calculate the monthly information for reference, please open the following link:: cmbchina. /cmbwebpubinfo/cal _ loan _ per . aspx？ Chnl=dkjsq tries to use the benchmark interest rate of the current loan to try monthly payment. (You can view information such as monthly payment, monthly payment principal, monthly payment interest, principal balance, total interest and total repayment).
If you have any other questions, please visit the online customer service of China Merchants Bank (website: forum.cmbchina./CMU/icslogin.aspx? from = B& amp； Logincmu=0), we will serve you wholeheartedly! Thank you for your attention and support to China Merchants Bank!
I want to buy a house with a loan, but I don't have enough cash. I can borrow it from AliPay. If I use the borrowed money to pay the down payment, will it affect the bank loan to buy a house? There will be records in the operation of lending, and banks will also consider it to a certain extent.
Hello, I want to buy a house, and I can pay a down payment. Can I get a loan without mortgage? No problem.
I want to buy a truck, but I have no money to pay the down payment. Before buying a car, you can borrow money from the bank and pay the down payment in installments. I can get a loan first, but I don't want to have another bank in the same bank, so you can only bring money once. As for mortgage, isn't there a small loan to help the poor in rural areas now? It should be enough to find another loan for two weeks at most.
I want to buy a house, but I can't afford the down payment. I also want to get a loan from the bank as a down payment. What should I do? Let the intermediary help you find a way to make an over-assessment report, which can also reduce the down payment.
I want to buy a house and pay a down payment. How to calculate the interest rate of loan from the bank? You need to pay the down payment to the seller yourself. Suppose the down payment is 6,543,800 yuan, you need to pay a down payment of 300,000 yuan, and the remaining 700,000 yuan can apply for a loan from the bank.
If you apply for a first-hand real estate loan, you can first confirm with the developer whether there is a cooperative relationship with our bank. If so, you can directly contact the resident staff of the real estate and give the information to the staff. If not, it is generally necessary to contact the local personal loan department to provide personal information and purchased real estate before applying. To apply for a first-hand property loan, the following application materials are generally required: 1. Identification materials: ID card, military officer's card, etc. ; 2. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc. ; 3. Use certificate: the original property right certificate of the purchased property, the purchase contract, the purchase contract, and the down payment receipt confirmed by the seller (if the transaction funds are supervised, the supervision fund entry certificate is enough); 4. Proof of repayment ability. If you need to provide other information about the loan, the handling bank will inform you in time, or you can confirm these information in detail through the handling bank when applying for the loan.
Loan is the result of comprehensive calculation based on loan amount, execution interest rate, loan term, repayment method and other factors, and the actual monthly payment cannot be calculated only by loan amount.
I want to buy a house, pay the down payment first, borrow the rest from the bank, then pay off the house and return the money to the bank. Is it okay? Is the bank interest high? Originally, mortgage means that you pay the down payment first, and then you want to apply for a mortgage from the bank. After the application is approved, the bank gives the rest of the money to the developer, and you change the bank mortgage every month.
Can I pay the down payment first and then pay in installments? If you don't borrow money from the bank, you can either pay in full or borrow money. What you want is impossible, because the real estate company wants the full amount, you want a loan, the difference is paid by the bank, and you give the bank interest.
I bought a house in Weifang for 360,000 yuan. If the down payment is 1 1 ten thousand, I need a loan of 250 thousand. If I want to borrow 300,000 yuan from the bank, can I? The minimum down payment is 30%, and the minimum for two sets is 50%. You can borrow money. For example, if you pay 3,000 yuan in January, your income certificate should be at least 6,000 yuan, which is twice your salary. Otherwise, you can't borrow money. There are also down payment 1 1 ten thousand, handling fee, deed tax and maintenance fund. If you want an underground auxiliary room, you have to pay cash. It's very troublesome, and there are still some differences in the system between banks. See which bank your real estate agent is going to. I forgot to mention that you have to pay cash to prepare the guarantee fee. I hope I can help you.