If there is no illegal act, you can consult the bank or file a lawsuit directly. Money laundering is an extremely bad crime. If you are blacklisted by the bank, you need to continue to maintain good personal credit behavior after ending this bad behavior. After five years, the central bank will automatically clear the credit data before it can be washed away. If there is illegal money laundering, it may lead to a lifetime of black credit. In addition, money laundering will be sentenced according to the criminal law. According to the suspected amount and the seriousness of the case, the maximum sentence can be 10 years. There are only two situations when an individual is listed on the anti-money laundering list: your account transaction behavior conforms to the characteristics of money laundering, such as a large amount of money suddenly entering and leaving an account that is not used at ordinary times, a high-frequency transaction in a salary account in a short time, or multiple payments are transferred to a single expenditure with the same amount, or one payment is transferred to multiple payments. , anyone who meets the characteristics of the bank's anti-money laundering model may be included in the monitoring list; If someone else is on the anti-money laundering list, and he often has money dealings with you, you may lie down. In this case, you can consult the bank, and the specific treatment method is hard to say.

1. Bank is a legally established financial institution engaged in monetary credit business, which is the product of the development of commodity monetary economy to a certain stage. Banks are one of the financial institutions. Banks are divided into central banks, policy banks, commercial banks, investment banks and the World Bank, with different responsibilities. The word "bank" comes from Banca, Italy. Its original meaning is bench and chair, which is the business appliance of the earliest money changer in the market. English translation into Bank means the cabinet for saving money. In China, it is called "bank" because of the history of China's economic development. In the history of our country, silver has always been one of the main monetary materials. "Silver" often represents money, while "bank" is the title of large commercial organizations. Calling a large financial institution dealing with money a bank was first seen in the Book of History by Hong Ren of the Taiping Heavenly Kingdom.

2. Anti-money laundering refers to money laundering activities that prevent the sources and nature of drug crimes, organized crimes of underworld nature, terrorist crimes, smuggling crimes, corruption and bribery crimes, crimes against financial management order and other crimes by various means. At present, common money laundering methods are widely involved in banking, insurance, securities, real estate and other fields. Anti-money laundering is a systematic project in which the government uses legislative and judicial power to mobilize relevant organizations and commercial institutions to identify possible money laundering activities, dispose of relevant funds and punish relevant institutions and personnel in order to stop criminal activities.