The average monthly balance of local and foreign currency deposits and loans refers to the average monthly balance of local and foreign currency deposits and loans. According to official website, the People's Bank of China, the balance of local and foreign currency deposits and loans of financial institutions is an important demonstration of a region's financial strength, which is manifested in deposits and loans of residents, enterprises and other organizations in the region. The average monthly balance of local and foreign currency deposits and loans refers to the average monthly balance of local and foreign currency deposits and loans.