Down payment ratio of real estate: The average price dropped slightly to around 18,000, with a down payment of 30. The current down payment situation can be divided into: 1. In the case of a first house, the minimum down payment for purchasing a new house with an area of ??no more than 90 square meters can be 20; 2. In the case of a second house, the minimum down payment for purchasing a real estate is 60; 3. In the case of three houses, the bank that needs a loan may not grant the loan based on the housing price; 4. In other cases, the minimum down payment is RMB 30.