Cheng E's credit has no grace period, so it cannot be overdue. As long as the repayment fails on the repayment date, it will be overdue the day after the repayment date. If the overdue amount is large, the overdue record can be uploaded on the first day of overdue. And as long as it is overdue, the account of E-loan will be frozen, basically overdue once, and it can no longer be used as E-loan.

1. Ma Yun founded the website 1688 in the predecessor of Alibaba 1999. 1688 is now the flagship business of Ali Group and the leading domestic e-commerce platform for small enterprises. 1688, as a subsidiary of Ali Group, represents the interests of enterprises in the CBBS e-commerce system, provides business opportunity information and convenient and secure online transactions for tens of millions of buyers and suppliers around the world, and is also a real interactive community where businessmen and chambers of commerce are friends.

1688 takes the wholesale procurement business as the core, enhances the customer experience through specialized operation, and comprehensively optimizes the business model of enterprise e-commerce. 1688 has covered raw materials, industrial products, clothing, household department stores, small commodities and other 16 industry categories, providing a series of supply services from raw material procurement-production and processing-spot wholesale.

2018 April 12, Alibaba 1688 held a summit in Guangzhou. On the first anniversary of its launch, Alibaba 1688 cross-border exclusive market platform disclosed its transcripts for the first time: by the end of March in Yi Bei, nearly 500,000 small and medium-sized enterprises had provided services to AliExpress, Amazon, Wish, etc. through 1688 cross-border platform. Within a year, the scale of cross-border exclusive market transactions and buyers increased more than four times.

Second, Tongshi 1688 is a membership-based online trading service for domestic small and medium-sized enterprises engaged in domestic trade, which is mainly used to solve the credit problem in Internet trade. Is an online shop based on 1688, through which you can directly sell products and publicize enterprises and products.

The folding industrial belt has gathered various upstream and downstream enterprises with production as the center, such as production equipment, raw materials, noodles and accessories, design and freight transportation, and established an economic and technological cooperation circle. Good business and good goods are gathered here. The purpose is to help buyers go straight to the origin of high-quality goods, help sellers improve their competitiveness and reduce their competition costs. At the same time, the joint industrial belt is operated by the local government and third-party service providers and enjoys advantages.

Folding group battle is a wholesale group buying channel launched by 1688. The industry of cooperative products covers almost all product categories such as clothing, mother and baby, food, beauty cosmetics, department stores, home textiles, home improvement and industrial products. , so that all wholesalers can carry out online wholesale at low cost and high efficiency.

3. Since the establishment of 1999 Alibaba, a strong corporate culture based on Alibaba's enjoyment value system has become the cornerstone of Alibaba Group and its subsidiaries, and 1688 is the origin of Ali culture. Alibaba Group has six core values, which dominate all the behaviors of the company and are an important part of the company's DNA. These six core values are incorporated into the company's management system on employment, training and performance evaluation.

Can I apply for deferred payment?

There is no grace period for Cheng 'e's credit repayment, that is, repayment cannot be postponed. After overdue repayment, there will be penalty interest. The longer the time, the more penalty interest, and the overdue upload to the credit information center. After the personal credit information becomes worse, it will affect the subsequent handling of various loans, such as car loans or mortgages. After overdue repayment, the platform will collect money until the user returns it.

It is worth noting that Cheng E should be returned in time after the credit expires, because after the return, it will remain on the credit for 5 years and disappear automatically after 5 years. If the arrears are not paid back, they will always be recorded in the credit report and will never disappear. Subsequent e-credit can no longer be used.

Conditions for opening e-loan: meet the comprehensive scoring requirements of Alibaba China Station; Registered as a member of Alibaba China Station and passed the valid identity authentication recognized by Alibaba China Station; Other conditions that Alibaba thinks need to be met. Different users get different credit lines.

Alibaba Group Holding Co., Ltd. was founded in Hangzhou, Zhejiang Province on 18, led by Ma Yun.

Alibaba Group operates a number of businesses, and also obtains the support of operating business ecosystem from the businesses and services of affiliated companies. Business and affiliated companies include: Taobao, Tmall, Juhua, AliExpress, Alibaba International Trading Market, 1688, Ali Mama, Alibaba Cloud, Ant Financial, Cainiao.com, etc.

Version information: Take Alibaba 10.25.3.0 version, Apple13 (iOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.

Can I postpone the repayment on credit?

At present, Cheng E does not support installment repayment or deferred repayment, and there is no so-called repayment grace period. When the repayment date arrives, the system will deduct the corresponding payment amount from the buyer's transaction Alipay. There is a 30-day free repayment period from the date when the consumer places an order. There are two repayment methods: automatic repayment at maturity and early repayment. If the consumer fails to repay the loan on time after the expiration, it will generate interest.

Chengxin tong is a financial tool that can be used for credit transactions. Now let me introduce this 1688 operating tool to you, which can help you solve the problem of payment difficulty.

For the buyer, he can open an E-loan, and the system will give some credit lines according to the frequency of his previous use of E-loan and the credit data of repayment. Within this credit limit, you can trade on credit for free, and then repay the loan on schedule.

For sellers, we can also issue sincere credit. If the buyer returns the money before the 8 th of next month, then we will receive the money. If the buyer fails to pay back the money within the repayment date, Sunshine Property Insurance Company will settle the claim and pay you his money.

The seller only needs to pay 5‰ of the order amount as the service fee. This service charge is equivalent to the insurance premium you pay to the insurance company. Compared with the dunning and attorney fees we mentioned earlier, this fee is really nine Niu Yi cents.

The trading methods of "Credit Bai" and "Credit E Loan" are the same as those of Huabai. What's the difference between them?

1. Credit is a financial service provided by Ant Financial for buyers and sellers in credit sales and credit purchase transactions, and Cheng E Loan is a financial service launched by 1688 B2B credit finance.

2. Regarding the accounting period, the accounting period of credit is calculated from the date when the buyer confirms receipt of the goods, the accounting period of the next month is 1, and the repayment date of the buyer is 5, while the accounting period of Cheng E is calculated from the date when the buyer confirms receipt of the goods, the accounting period of the next month is 1, and the repayment date is 8.

3. With regard to the buyer's advance payment, credit can only support the advance payment ofNo.. 1-4, and Cheng E loan supports prepayment as long as the order is confirmed.

Fourth, regarding the seller's collection, credit can only be received on the fixed 5 th day of the buyer's repayment date, while credit can be received as long as the buyer repays.

In addition, in view of the seller's payment problem after the buyer fails to repay the loan within the time limit, the payment can be received on the fixed payment day on the 5th of each month, and the payment will be systematically evaluated within three days on the 9th-1 1. If it meets the requirements, the insurance company will pay compensation to the seller, and it will arrive at the next day (working day) of +0 1 at the latest (if the order is judged as a false transaction, then

Verb (abbreviation of verb) Regarding the service charge, neither the buyer on credit nor the buyer on credit will charge 0.5% of the service charge (from June 20 19 to September 20 13, the seller can use the "on credit" service for free).

But for overdue repayment, the difference is that the buyer on credit will generate five ten thousandths of overdue daily liquidated damages, and the buyer on credit will not generate liquidated damages for the time being, but both will have an impact on credit.

What is the latest number of days after the credit repayment date?

There is a 30-day free account period for credit. After the account period expires. The system will deduct it from the buyer's transaction Alipay account. Make repayment.

1. How to repay Alibaba Cheng E on credit?

1. Active repayment

In fact, voluntary repayment can also be called prepayment. After the buyer confirms the receipt of the goods, he can start repayment. Until the account expires at noon 12 (the repayment date is 2 hours earlier), during this period, the buyer can log in to Alibaba official website, select the buyer center, find Cheng E loan in my rights and interests, and click Use Now to see the order details of Cheng E loan. Select the order that needs to be repaid in advance and make repayment.

2. Automatic deduction

On the repayment date, the system will automatically deduct money from 14:00. Cheng e Alipay credit deduction order: balance-bank card bound by fast payment-Yu 'ebao. Please make sure that there is enough money in the repayment account to automatically deduct money. As some Alipay may have a balance payment limit, it is recommended to deposit the repayment amount in Yu 'ebao to complete the automatic deduction by the system.

Second, the difference between credit and honesty?

1. Credit is a financial service provided by Ant Financial for buyers and sellers in credit sales and credit purchase transactions, while Cheng E Loan is a financial service launched by 1688 B2B credit finance.

2. With regard to the accounting period, the accounting period of credit starts from the date when the buyer confirms receipt of the goods, and the next month 1 is the accounting period date, and the next month's 5th is the buyer's repayment date, while Cheng E's credit repayment period starts from the date when the buyer confirms receipt of the goods, and the next month 1 is the accounting period date and the next month's 8th is the repayment date.

3. With regard to the buyer's advance payment, credit can only support the advance payment ofNo.. 1-4, and the credit of Cheng E supports prepayment as long as the order is confirmed.

4. With regard to the seller's collection, credit can only be received on the fixed 5th day of the buyer's repayment date, and credit can be received as long as the buyer repays. In addition, in view of the seller's payment problem after the buyer fails to repay the loan within the time limit, the payment can be received on the fixed payment day on the 5th of each month, and the payment will be systematically evaluated within three days on the 9th-1 1. If it meets the requirements, the insurance company will pay compensation to the seller, and it will arrive at the next day (working day) of +0 1 at the latest (if the order is judged as a false transaction, then

5. Regarding the service charge, neither the buyer on credit nor the buyer on credit will charge 0.5% of the service charge (from June 20 19 to September 20 13, the seller can use the "credit charge" service for free). But for overdue repayment, the difference is that the buyer on credit will generate five ten thousandths of overdue daily liquidated damages, and the buyer on credit will not generate liquidated damages for the time being, but both will have an impact on credit.