Banks and small loan companies actually have a set of credit evaluation standards. In order to guard against credit risks, lending institutions only issue loans to those whose comprehensive scores meet the requirements. If the sum of all the scores of the applicant after the system evaluation is lower than the system standard value, the loan will be robbed automatically, indicating that the comprehensive score is insufficient. The subsystem of bank credit evaluation is complex, which is generally related to the applicant's credit status, debt level and assets. Of course, there is another situation, that is, some loan products are only aimed at special people, and applicants do not meet the requirements and apply for loan products by mistake.

Have a wallet: Hangzhou Financial Services Outsourcing Co., Ltd. has opened a new loan. The maximum open application amount is 5000 yuan, and users can use it for 7/ 14 days. Need to fill in personal information, identity authentication, emergency contact, mobile phone operator and sesame credit authorization, collection bank card.

Zan Shi Loan: Zan Shi Dian's new cash loan APP, Zan Shi Dian is a brother product, all owned by Hangzhou Non Shi Dian Chen Information Consulting Service Co., Ltd., and can apply for a time-consuming loan of up to 3,000 yuan, with a service life of 7/2 1 day. Fill in personal information, identity authentication, mobile phone operator, contact information and bank card information. Call me back at random.

Fan Xin Credit: Fan Xin Credit can apply for a loan of 500 to 5,000 yuan, and the user's service life can be 7/ 14 days. Need sesame seed, brush face certification. Basically, only identity authentication, face recognition, personal information and bank card binding are needed. If there is no quota or second refusal at the end of the certification, you are going to certify Alipay Yima Credit.