It's best not to pack it. The bank will find out. Affect future loans. General bank's requirements for credit investigation: at present, it cannot be overdue, twice in half a year, three times in a row in two years, and a total of six times.

Conditions for applying for loan business:

1,18-a natural person aged 65;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information and no bad records;

5. Other conditions stipulated by the bank.

Is the big package loan in Beijing successful?

Yes, but less.

The so-called packaged loan means that the lender's qualification does not meet the loan conditions. Loan companies apply for loans by packaging false information conditions.

"Packaged loan" is a kind of routine loan. Usually refers to the so-called packaging upgrade of customers' own credit through various illegal means, so as to borrow money from banks and other financial institutions, and then earn the difference. The customer finally got only a small part, but owed a large loan to the bank.

Since the state cracked down on "routine loans", many "black-hearted" loan companies have been punished as they should, and advertisements such as "quick loan payment and credit stain" have disappeared from the market.

The reporter of National Business Daily noticed that the number of black intermediaries who charged huge packaging fees in the name of "packaging loans" increased. Black intermediaries "package" people who need loans into executives of shell companies, and at the same time give them loans in the form of wages, forming a flowing bank. After "packaging" their qualifications, they continue to borrow from various financial institutions. The National Business Daily reporter searched for the keyword "packaged loan" and found that such advertisements were not uncommon on the Internet, but after clicking on it, they jumped to the online loan platform.

In today's society, people need more money, so when they have no money, they will want to apply for loans through online lending platforms and get some funds by applying for loans, but some platforms are illegal and there are many non-compliant platforms, so my suggestion is not to make online loans easily. If you have to borrow money, then choose some online lending platforms with relatively large backgrounds and apply for loans. Only in this way can we feel more at ease and get relatively safe funds, so we must be vigilant and not be deceived by some so-called routine loans. If you find yourself cheated, you should call the police in time. Calling the police in time can save yourself and others from being cheated.

Do you have a package loan in Shenzhen Zhuohong Investment Co., Ltd.

No, it is illegal to package loans. It is an act of fraudulent loans, so we use forged identities and information to get loans from banks. At present, there are also successful loan packages, but they are illegal. Now the country is cracking down severely, and once it is found, it will be sanctioned, so I suggest you not choose packaged loans. Shenzhen Zhuohong Investment Co., Ltd. also has no packaged loan business.

So much for the introduction of those who successfully packaged the loan.