Let's go Mido borrowed money to collect credit information. The Mido Loan Platform will also report the borrower's repayment records and credit records to the credit reporting agency, so that the credit reporting agency can evaluate and record the borrower's credit status. In this way, if the borrower applies for financial services such as loans or credit cards again, financial institutions can know the borrower's credit status by querying the data of credit reporting agencies, so as to decide whether to approve the loan or credit card application.