Article 1: Simplified loan contract model Party A: _ _ _ _ _ _ _ _ _ (hereinafter referred to as Party A)
Party B: _ _ _ _ _ _ _ (hereinafter referred to as Party B)
Both parties hereby conclude this loan contract with the following terms:
1. Party A is willing to lend Party B RMB Yuan only, and Party A will pay it to Party B at the same time when signing this agreement without any other proof.
Two. The loan term is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
3. The interest shall be paid at the rate of RMB 10,000 per month, and Party B shall pay it to Party A on the day of each month without default.
4. In case of overdue payment, Party B shall pay liquidated damages to Party A multiplied by the interest rate in addition to interest.
Verb (abbreviation of verb) Party A may freely transfer the creditor's rights under this contract to others, and Party B shall not object.
6. Party B shall find a guarantor to ensure the performance of this contract. Instead, he is willing to bear the responsibility of returning the principal and interest jointly and severally with Party B, and give up the right of defense in the first instance.
Party A: _ _ _ _ _ _ _ _ _ _ _
Party B: _ _ _ _ _ _ _ _ _ _ _
Co-guarantor: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Private personal loan agreement II:
Party A (the borrower): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B (Lender): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Part II: Model Loan Contract Simplified Edition Party A (Lender): _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _
Party B (Borrower): _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _
In order to clarify the responsibilities and abide by the credit, under the condition of voluntary consultation between the two parties, it is specially
After signing this contract, both parties shall abide by it together.
I. Loan amount (in words):
Second, the purpose of the loan: the borrower is in urgent need of a sum of money because of needs.
3. Loan interest rate: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Four. Loan Term: The loan term starts from the date of the month and ends on the date of the month.
Verb (abbreviation of verb) repayment date and method: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Liability for breach of contract of intransitive verbs:
The borrower shall repay the loan at the time stipulated in the contract. If the borrower fails to repay the loan on time
Payment, the lender has the right to recover the loan within a time limit, and collect overdue interest at the rate of% stipulated in the contract.
Seven. Dispute resolution: settle disputes through negotiation. If negotiation fails, a lawsuit may be brought to the people's court where Party A is located.
Eight. Others:
1. Without the consent of both parties, neither party may change or terminate the contract without authorization. If one party requests to modify or terminate the contract, it shall notify the other party within _ _ days and reach a written agreement. After the modification or dissolution of this contract, the loan occupied by the borrower and the interest payable shall still be paid according to the provisions of this contract.
2. Attachments to the contract: IOUs and receipts.
3. This contract shall come into effect after being signed by all parties, and shall automatically become invalid after the loan principal and interest are fully paid off.
The original of this contract is in duplicate, one for the borrower and one for the lender. The contract text has the same legal effect.
Party A (Borrower): _ _ _ _ _
Party B (Lender): _ _ _ _ _
(signature and seal):
(signature and seal):
_ _ _ _ _ _ _ _ _ _ _ _
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Part III: Simplified Model Loan Contract Party A:
Party B:
Party A is the insured under Insurance Contract No.,and with the consent of the insured under this insurance contract, Party A and Party B reach the following agreement on the policy loan:
1. Party A applies for a loan from Sino-British Life Insurance Co., Ltd. with the personal account value of the insurance contract number. For the specific loan amount, please refer to Appendix 2, Policy Loan Receipt. Party A shall pay stamp duty on the loan according to law, and the tax rate is 0.05% of the loan.
2. Loan amount: the loan shall not exceed 80% of the total personal account value of the policy at the time of loan.
3. Loan interest rate: Party B will announce the universal insurance loan interest rate on the first business day of each month, and the universal insurance loan interest rate shall not exceed the higher of the six-month loan interest rate announced by the People's Bank of China and the monthly settlement interest rate of 2%; Party B has the right to adjust the interest rate of universal insurance loan on the first working day of each month.
Four. Party A guarantees that the policy used for loan is a policy with no dispute over ownership, no guarantee, no loss report, no expiration or no stop payment. If the insurance policy used by Party A for borrowing money is pledged, Party A shall bear the responsibility.
5. The applicant's loan policy shall be recovered and kept by Party B. After Party A pays off the loan principal and interest, Party B shall return the policy to Party A..
Intransitive verb to increase loan: During the loan period, Party A may apply for increasing loan within the loan amount. After increasing the loan, the accumulated loan amount of the policy shall not exceed 80% of the personal account value in the current period of the policy, and the date of loan increase is the value date of loan increase.
7. Loan interest: Party A shall pay the loan interest before the anniversary of each policy until the loan amount and interest are fully paid off; If the interest is overdue, all the interest payable and unpaid shall be incorporated into the loan amount to calculate the interest.
Eight, if the total amount of unpaid policy loans and interest, refund premium is equal to or more than the personal account value of the policy at that time, the effectiveness of the insurance contract is suspended.
Nine. If there is survival payment in the policy before the loan repayment, Party B will directly repay all or part of the loan principal and interest in advance and pay the balance to the policy beneficiary.
X. Party A and the insured agree that when settling claims, Party B has the right to directly repay part or all of the loan principal and interest, and then pay the balance to the original beneficiary. For death claims, the repayment time shall be based on the date of the accident; for non-death claims, the repayment time shall be based on the date when the settlement decision is made.
1 1. If Party B needs to refund the insurance premium or personal account value, Party B has the right to directly repay part or all of the loan principal and interest with the refunded insurance premium or personal account value.
12. During the loan period, Party B does not accept Party A's application for changing the insured, partially collecting the account value and transferring the policy.
This agreement is made in duplicate, one for each party, and shall come into effect as of the date of signature and seal by both parties.
Party A (official seal): _ _ _ _ _ _
Party B (official seal): _ _ _ _ _ _
Legal representative (signature): _ _ _ _ _ _
Legal representative (signature): _ _ _ _ _ _
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