First of all, if the economic conditions are good, there will be no loss if you buy a house in full. If it is a loan to buy a house, it is useless to use the provident fund.

This loan should be regarded as a loss. The low interest rate of provident fund loans and the high interest rate of commercial loans can help you to some extent.

Money, but also make full use of their own resources, monthly mortgage payments can be used for funds. So if you're going to buy a house,

Son, I need a loan, but I didn't use the housing provident fund loan. It's a big loss.

Secondly, the housing accumulation fund is not only used to buy a house, but also used to build a house, overhaul one's own house or pay rent. Before you are allowed.

Prepare to build a house or decorate a house, but when it is not enough, you can apply for provident fund loans, and the interest rate of provident fund loans is higher than that of business.

The loan interest rate is much lower and the loan is very cost-effective. It is beneficial to pay the provident fund on time and in quantity every month, which is given by the state.

The welfare of the people.