Legal analysis: the vehicle loan mortgage has not been paid off, so it is impossible to go through the registration formalities for the change of vehicle driving license. You need the vehicle registrant to pay off the loan, release the mortgage or pledge before you can apply.

Legal basis: Article 20 of the Regulations on Motor Vehicle Registration shall not apply for transfer registration under any of the following circumstances:

(1) The contents recorded in the archives of motor vehicles and vehicles are inconsistent;

(2) Motor vehicles subject to customs supervision have not been deregulated or approved for transfer by the customs;

(3) The motor vehicle is in the period of mortgage registration and pledge filing;

(four) the circumstances specified in items (1), (2), (7), (8) and (9) of Article 9 of these Provisions.