Why is no one in charge of the illegal issuance of loans by rural credit cooperatives? Why are there normal loans that don't give benefits? Yilan county asked reporters to secretly check the authenticity. I am a staff member, because at the end of the year, all major banks are settling accounts in middle age. Many data at the end of the year are the base of the next year. In order to reduce the base and facilitate the work in the new year, loans are generally not issued at the end of the year. You have to understand that other banks are generally like this. Although there are still some unsatisfactory problems in the process of issuing loans, credit cooperatives are gradually improving the quality of credit, which is also for the sake of the development prospects of credit cooperatives.