Because buying a house loan involves the issue of whether the debt should be repaid by one person, or whether the debt should be repaid by both husband and wife.

Take bank loans as an example. If there is no such certificate of singleness, it involves the issue of whether the debt should be repaid by one person, or whether the debt should be repaid by both husband and wife. Requiring proof of single status certainly has its own uses. From the perspective of the party requesting a certificate of single status, issuing such a certificate is also a helpless move.

Although the household registration book can also prove whether a person is single, the problem is that the update of the household registration book may not keep up with the change of a person's marital status. If a person is already married, but the household registration book is still There is no time to change it. At this time, the only person who can prove whether he is single is the marriage registration agency.

Whether it is from a safe perspective or from the inertial thinking of seeking advantages and avoiding disadvantages, it is reasonable but also helpless for banks to require such a certificate. With the suspension of the single certificate, it will be difficult to handle the things that need to be done. Only by accelerating the construction of an information sharing platform can we save citizens the trouble of issuing certificates, speed up the work of banks and other departments, and at the same time use The credibility of the information is further enhanced.

Extended information:

The "Notice on Further Regulating Work Related to Proof of (None) Marriage Registration Records" issued by the Ministry of Civil Affairs in 2015 stipulates that from the date of the issuance of the notice, Except for notarization matters involving Taiwan and nine countries (Kazakhstan, Finland, Austria, the Netherlands, Germany, Argentina, Uruguay, Mexico and Poland), the civil affairs department will no longer issue (no) marriage registration record certificates to any department or individual .

The Beijing Civil Affairs Bureau issued an announcement on its official website. The announcement requires civil affairs departments at all levels in Beijing to stop issuing (no) marriage registration record certificates to any department or individual from now on. The relevant person in charge of the Beijing Civil Affairs Bureau said that the civil affairs department regulates such marriage registration record certificates in order to ease the work of ordinary people.

People's Daily Online - How to prove singleness after the suspension of single certificates

People's Daily Online - Ministry of Civil Affairs: Except for Taiwan-related notarization and other matters, marriage registration record certificates will no longer be processed