literally speaking, a duplex apartment is to put two apartments together, especially to put two small apartments below 9 square meters together and sell them as a large apartment. In fact, the reason for the emergence of such huxing comes from the relevant policies issued by the state.
Precautions for buying a duplex apartment
1. Before buying a duplex apartment, you need to verify whether your quota is enough.
There are two house ownership certificates for a two-bedroom apartment, which requires two purchase quotas. According to the purchase policy of Shenzhen, married families with deep households can enjoy two sets of purchase quotas in Shenzhen, while non-deep households can only buy one set in Shenzhen. Therefore, the buyer must verify whether he has the qualification to buy a house before buying a double-family house, in case he signs a contract for the sale of a double-family house. However, due to his insufficient number of places to buy a house, he can only transfer one set, and the other set will be liable to the seller for breach of contract because of the problem of the number of places to buy a house. Having said that, some people may say that there is only one set of housing quota, so I will only buy one of them. This is also possible. Legally speaking, although it is a dual-purpose property, there are two real estate licenses, namely two houses, which can be sold separately.
2. Be sure to verify the amount you can borrow before buying a duplex house.
But a duplex house is two houses, so one can pay a minimum down payment of 3%, and the other has to pay a down payment of 7%. It means that you have to pay the down payment for at least one house! Don't listen to the intermediary saying that you can make a 3% down payment according to a set of housing standards. If you are really short of money, you choose to buy one. In order to avoid the signing of two housing sales contracts, one of the contracts can not be fulfilled due to insufficient down payment and the seller will be liable for breach of contract.