Legal analysis: It is illegal to make false information in bank loans. Suspected of constituting loan fraud, convicted and punished according to the amount of fraud. Under any of the following circumstances, whoever defrauds a bank or other financial institution for the purpose of illegal possession, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan.

If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:

(a) fabricating false reasons such as introducing funds and projects;

(two) the use of false economic contracts;

(3) using false documents;

(four) the use of false proof of property rights as a guarantee or repeated guarantee beyond the value of collateral;

(5) obtaining loans by other means.

Legal basis: Article 19 of the General Principles of Loans: Obligations of the Borrower:

1. It shall truthfully provide the information required by the lender (except those that cannot be provided by law), and truthfully provide all the bank accounts, account numbers and deposit and loan balances to the lender, and cooperate with the lender's investigation, review and inspection;

Two, should accept the lender's supervision of its use of credit funds and related production, operation and financial activities;

3. The loan shall be used for the purposes agreed in the loan contract;

Four, should pay off the loan principal and interest in time according to the loan contract;

5. The transfer of all or part of the debt to a third party requires the consent of the lender;

When intransitive verbs endanger the creditor's rights, they shall promptly notify the lender and take preservation measures.