At present, there are two repayment methods for student loans:
First, Alipay repays.
[Prepayment of Student Loan of China Development Bank]
Every month before 10.
Login-China Development Bank Student Loan Information Network [1]
Find the platform for personal account login in the visited page, enter the account number, password and verification code, and then log in.
Find prepayment cancellation.
Apply for prepayment as required. [The application date for prepayment is from June 1 day to June1day (except June 1 1 day)]
Requirements:
1. If prepayment is required, please click "Add" to enter the prepayment adding page.
2. In the new page, select the corresponding contract number, and the information to be filled in will be displayed. After confirming the information, click "Submit" to complete the new operation.
3. If you use Alipay for repayment, please log in to Alipay system to recharge your Alipay account.
4. After the monthly account period is 10, the payment will be automatically deducted from Alipay on the 20th of each month. The repayment information may not be updated in time. Please check the exact repayment result in the system early next month.
5. After applying for prepayment, please ensure that the balance of your repayment account is sufficient. Whether the repayment is successful or not, please log in to the system at the beginning of next month and check the "Application for Early Repayment". If the advance payment is unsuccessful, please reapply.
Please check your loan background repayment record for the specific repayment record.
Second, the bank repays.
1. Before you go to the bank, you must bring all the materials for handling student loans, as well as your ID card and bank card. The most important bank card password must be remembered, otherwise it will bring more trouble to your handling process;
2. After entering the bank, queue up to get the number, then get the application form from the staff and fill in all the contents in detail;
3. Go to the counter to handle the loan repayment procedures;
4. Send the repayment voucher to the relevant person in charge.
note:
1. Students who apply for loans must present a written application form and require a certificate from the Civil Affairs Bureau at or above the county level. It is required to explain the family situation in detail, indicate the personal repayment consciousness, and indicate the detailed address, parents' work unit, contact telephone number and postal code.
The loan applied by freshmen will not be submitted to the school finance office until the second year. Therefore, the tuition fee for the first year needs to be paid off by yourself, and then it will be settled in the school finance office every year. Agricultural card given by the bank, open an account with personal ID card. Students can usually use it to save money and withdraw money. After graduation, students can repay through the agricultural card.
3. The maximum loan amount that each student applies for each year cannot exceed 6,000 yuan, and the loan period cannot exceed 8 years. Students are exempt from paying interest on all loans while at school. After graduation, the bank will charge interest according to the bank interest rate.