1, industrial bank loan interest 35%. Specifically, there are three kinds of loan interest: medium and long-term loans: the interest rate for one to five years (including five years) is 75%, and the interest rate for more than five years is 90%. Provident fund loan: the interest rate is 75% for less than five years (including five years) and 25% for more than five years.
2. Provident fund loan: (1) The annual interest rate is 75% for less than 5 years (including 5 years); (2) The annual interest rate for more than 5 years is 25%.
3. It is reported that the annual interest rate of Xingshan loan of Industrial Bank is 6%, the maximum loan is 300,000, and the longest loan period is 36 months. The repayment method of Xingshan loan is interest first, and the borrower only needs to repay interest every month and the principal at maturity.
4. For specific floating standards, please consult the staff in the business halls of local branches. The latest benchmark interest rate for PBOC loans is as follows: 1 the interest rate for loans with a term of less than one year (inclusive) is 35%. The loan interest rate for one year to five years (including five years) is 75%. The interest rate for loans with a term of more than five years is 90%.
5. At present, the benchmark interest rate of the central bank is: commercial loans: the loan term is within one year (including one year) and the interest rate is 35%; The loan term is one to five years (including five years) and the interest rate is 75%; The loan term is more than five years and the interest rate is 90%.
6. The national benchmark interest rate is as follows: within one year, the benchmark loan interest rate is 35%. Within one to five years, the benchmark loan interest rate is 75%.
I want to ask about the loan terms of Industrial Bank.
Industrial Bank applies for/kloc-China citizens who are over 0/8 and under 60 years old, have a fixed residence in each branch and can provide valid residence certificates. Personal credit is good and has the ability to repay loans.
/kloc-China citizens (excluding Hong Kong, Macao and Taiwan residents) over 0/8 and under 65 with full capacity for civil conduct have no bad credit records; At the same time, it meets one of the following conditions: the borrower (including spouse) owns local self-owned housing or commercial housing with a construction area of not less than 50 square meters.
The applicant has no bad credit record. The loan applicant has a continuous period of 3 to 6 months, and the average monthly income is not less than 200,000 yuan. The business entity of the applicant has been operating normally for more than one year, or can provide documents to prove that the applicant has been engaged in the industry for more than three years. The lender agrees to other conditions of Industrial Bank.
Personal business loans are targeted at individual industrial and commercial households, small and micro business owners, production and operation farmers, etc. , in line with the Industrial Bank's personal business loan policy, with full capacity for civil conduct, including Hong Kong, Macao and Taiwan residents.
Personal business loans are for China citizens (including Hong Kong, Macao and Taiwan residents) who meet the personal business loan policy of Industrial Bank and have full civil capacity, including individual industrial and commercial households, small and micro business owners and farmers engaged in production and operation.
Good credit and the ability to repay the loan principal and interest on schedule; By way of guarantee, it can provide legal and effective pledge, mortgage or guarantee recognized by Industrial Bank; Open a personal settlement account in Industrial Bank and handle the settlement business through a natural person life wealth management card; Other conditions stipulated by Industrial Bank.
Does Industrial Bank have a credit loan?
Industrial Bank can apply for accompanying loan, because accompanying loan is a credit loan product launched by Industrial Bank for customers. The essence of this loan product is to transfer the amount in the credit card to the personal debit card, and at the same time, there is no charge during the conversion process.
Industrial bank credit card can be used for loans. Industrial Credit Card launched cash installment business to meet the needs of small funds. You can withdraw cash within the credit card cash advance limit and repay it in installments. 1 1236 You can choose by installments.
Normal card use; Good credit status; Presiding cardholder with normal card status; It should be noted that some credit cards of Industrial Bank cannot apply for credit card loans. These types of credit cards include: standard business card, Jockey Club card, Guangzhou Education Fund card, Xidan department store card and so on.
What is the loan interest rate of Industrial Bank?
Industrial Bank's mortgage interest rate: According to the latest LPR, on July 20, 2022, the LPR for 1 year was 7%, and that for five years or more was 45%. Of course, loans over five years are mainly for mortgages, so for property buyers, they only need to pay attention to the five-year LPR, and the benchmark is 45%.
The mortgage interest rate of Industrial Bank Huzhou Branch is 3.65%. According to the inquiry of relevant contents, the mortgage interest rate of Huzhou Branch of Industrial Bank is only 3.65%, which can be mortgaged for the second time, and the comprehensive mortgage ratio can reach 850%, which can not repay the principal, improve the utilization rate of funds, and has loose requirements for running water and credit reporting.
At present, the benchmark interest rate of the central bank is: commercial loans: the loan term is within one year (including one year) and the interest rate is 35%; The loan term is one to five years (including five years) and the interest rate is 75%; The loan term is more than five years and the interest rate is 90%.
What is the housing loan interest rate of Industrial Bank?
1, Industrial Bank mortgage interest rate: According to the latest LPR, on July 20, 2022, 1 year LPR is 7%, and LPR is 45% over five years. Of course, loans over five years are mainly for mortgages, so for property buyers, they only need to pay attention to the five-year LPR, and the benchmark is 45%.
2. Industrial Bank's mortgage interest rate is subject to the central bank's benchmark interest rate, that is, the loan is within one year (including one year) and the interest rate is 35%. The loan term is one to five years (including five years) and the interest rate is 75%. Loan for more than five years, the interest rate is 90%.
3. Provident fund loan: (1) The annual interest rate is 75% for less than 5 years (including 5 years); (2) The annual interest rate for more than 5 years is 25%.
What is the personal loan interest rate of Xingye?
1, (3) The annual interest rate for more than 5 years is 90%. Provident fund loan: (1) The annual interest rate for less than 5 years (including 5 years) is 75%; (2) The annual interest rate for more than 5 years is 25%.
2. Mortgage interest rate of Industrial Bank: According to the latest LPR, on July 20, 2022, the LPR for 1 year was 7%, and that for five years or more was 45%. Of course, loans over five years are mainly for mortgages, so for property buyers, they only need to pay attention to the five-year LPR, and the benchmark is 45%.
3. At present, the benchmark interest rate of the central bank is: commercial loans: the loan term is within one year (including one year) and the interest rate is 35%; The loan term is one to five years (including five years) and the interest rate is 75%; The loan term is more than five years and the interest rate is 90%.
4. The loan interest rate of Changchun Industrial Bank generally fluctuates on the basis of the benchmark loan interest rate of the central bank. For specific floating standards, please consult the staff in the business halls of local branches. The latest benchmark interest rate for PBOC loans is as follows: 1 the interest rate for loans with a term of less than one year (inclusive) is 35%.
5. According to the actual situation of the loan applicants, the online loan interest rate of Industrial Bank is determined by floating on the current benchmark interest rate of RMB loans published by the People's Bank of China. The following is the current benchmark interest rate for loans issued by the People's Bank of China: commercial loans: short-term loans: 1 year (including 1 year) with an annual interest rate of 35%.
So much for the introduction of personal credit loan interest rate in Xingye.