The business tax is borne by the seller, not you. And the latest policy is that business tax can be exempted after two years. There is also deed tax. This is for you to pay. The first suite is less than 90 square meters 1%, more than 90 1.5%, 144+3%. If you are not the first set, it will be levied at 3%. If the personal income tax is paid by the seller, don't consider it.

Other costs are relatively small:

Transaction cost: 6 yuan/square house.

Production cost: one certificate of 80 yuan; Two certificates 90

Appraisal fee: 0.5% of the total appraisal amount (bank loan is required).

Mortgage fee: 100 yuan (bank loan required)

Proof of purchase: 20 yuan generally needs to open 3 copies.

Standard of notarization fee: 300 yuan (if you can't handle it in person, you need to handle this business fee).

Second, Anshan Housing Fair preferential policies 2022

The preferential policies of Anshan Housing Fair in 2022 are as follows: financial subsidy policy. During the preferential policy period of the Housing Fair, individuals who purchase new commercial housing at this exhibition and complete the real estate registration within one year after the commercial housing project meets the initial registration conditions will be subsidized by 60% of the deed tax paid. Cultural tourism consumption support policy. In order to help the Housing Fair, the Municipal Bureau of Culture, Tourism, Radio and Television, Qian Shan Scenic Area Management Committee and Liaoning Qian Shan Tourism Group jointly launched 5,000 cultural tourism packages covering food, housing, transportation, shopping and entertainment, with a face value of 596 yuan/set and a total value of 2.98 million yuan. Housing accumulation fund policy. Increase the amount of housing provident fund loans. The maximum amount of housing provident fund commercial housing loans for dual employees (couples) is 6.5438+0 million yuan, and the maximum amount of housing provident fund commercial housing loans for single employees is 600,000 yuan; Optimize the provident fund loan policy for college graduates. Graduates who have graduated from ordinary colleges and universities for less than five years are not restricted by the balance of provident fund accounts when applying for provident fund loans. On the basis of 600,000 yuan, the amount of provident fund loans for single employees will be increased by 6,543,800 yuan, and the amount of provident fund loans for both husband and wife (at least one of whom is a college student who has settled in Anshan) will be increased by 6,543,800 yuan (the upper limit will not exceed 6,543,800 yuan); Optimize the time limit of the second provident fund loan. After the first provident fund loan is settled, you can apply for the second provident fund loan after completing all mortgage procedures.

3. Where is the latest real estate transaction regulation in Sanming?

Recently, various localities have successively introduced policies to encourage housing consumption, which have also been supported by relevant state ministries and commissions. Chou Baoxing, Vice Minister of Housing and Urban-Rural Development, said at the "China Mayors Forum" held in June 18 that local governments have the ability and responsibility to make some policy choices and should be given some freedom. This is the first time that China Housing Authority has issued a formal statement on the local real estate market policy. Since122 October, the Ministry of Finance and State Taxation Administration of The People's Republic of China 65438 decided to reduce the deed tax on the first purchase of houses of 90 square meters or less to 1% and adjust the minimum down payment ratio stipulated by the central bank to 20%, Shanghai and other places also introduced incentive policies the next day. Up to now, nearly 20 cities across the country have issued relevant policies, and each place has its own emphasis according to its own situation. This chapter summarizes the highlights of local policies, so that readers can fully understand these policies. Shanghai: Reducing taxes and fees on second-hand housing transactions and increasing the amount of provident fund loans Shanghai 10 10 "Several Opinions on Promoting the Healthy Development of the Real Estate Market in Shanghai" was issued on October 23rd, with a total of 14 articles. The Opinions stipulate that the maximum loan amount for each household of the basic provident fund will be raised from 200,000 yuan to 300,000 yuan, and the maximum loan amount for each household will be 600,000 yuan, provided that the loan conditions are met. If there is supplementary housing provident fund, the maximum loan limit for each household is 800,000 yuan. The proportion of second-hand houses in Shanghai has basically reached 1: 1. Therefore, the New Deal also stipulates the second-hand housing transaction, that is, the sales and purchase of ordinary housing for more than 2 years are exempt from business tax, personal use for more than 2 years is exempt from tax, and individuals are exempt from housing transaction (transfer) fees. Chongqing: Deed tax and business tax relief for second-hand housing transactions. The Chongqing Municipal Bureau of Land, Resources and Housing introduced a series of preferential measures at the 2008 Chongqing Autumn Housing Fair, which opened on the 23rd of this month, including the purchase of second-hand houses by individuals, the exemption of deed tax for the building area below 144 square meters, and the collection of registration fees by half on the basis of the current implementation standards. Individuals who transfer second-hand houses that have lived for more than 5 years (inclusive) shall be exempted from land value-added tax, and those who have lived for more than 3 years but less than 5 years shall be levied by half. At the same time, all real estate development enterprises (whether participating in the exhibition or not) who complete the transaction through sale enjoy the preferential policy of collecting deed tax and registration fee by half on the basis of the current implementation standards. In addition, the period of preferential policies has been extended from the previous four days to half a month. In fact, in August this year, the Chongqing Municipal Government issued the Notice on Implementing Deed Tax Preferential Policies for Farmers to Purchase Commercial Houses. For the first time, rural residents in Chongqing bought a set of ordinary commodity housing (including second-hand housing) with a construction area of less than 90 square meters, and the unit price of the house was lower than the average market price announced by Chongqing Municipal Bureau of Land and Housing Management, and lower than the average market price of suburban counties. Hangzhou: Those who buy real estate with a price of 6,543,800 yuan or more can apply for a Hangzhou hukou. 654.38+03 On the evening of June, the website of Hangzhou Municipal Government published "Several Opinions of Hangzhou Municipal People's Government on Promoting the Healthy and Stable Development of Hangzhou Real Estate Market", with a total of 24 articles, including the policy of substantially expanding the purchase of houses. You can apply for Hangzhou if you buy a property with a price of 6,543,800 yuan or more. Relax the housing provident fund loan policy, increase the maximum loan amount from 500,000 yuan to 600,000 yuan, and reduce the down payment ratio from 30% to 20%. If the per capita construction area of commercial housing purchased by the first set of loans does not meet the per capita standard of this city, you can apply for a second set of housing provident fund loans according to the corresponding quota; Deed tax and stamp duty subsidies for the purchase of commercial housing; Tax subsidies for stock house transactions; Family children 18 years old to buy a second house can be implemented according to the first home loan policy. Suqian: You can get 7% financial subsidy if you buy a house up to 10. 10 On 8 October, Suqian City, Jiangsu Province issued the Policy Provisions on Promoting the Development of Real Estate Industry and Commerce in Central Cities, which clearly put forward a series of preferential policies to promote the development of real estate. Among them, the most striking thing is the implementation of financial subsidies for property buyers. Anyone who buys a house from 2008 10/01to February 2008 10, 3 1 can get a financial subsidy of 0.5% to 7%. In addition, the new policy stipulates that the down payment ratio of buyers applying for housing provident fund loans will be reduced from 30% to 20%. After the first housing provident fund loan is paid off, the down payment ratio for re-applying for the loan is still 20%. The amount of provident fund loans has also been increased, and owners who meet the loan conditions can increase the maximum loan amount stipulated in the original policy by 6,543,800 yuan. Nanjing: Cancel the "One Set, One Price" System On September 27th, the Nanjing Municipal Government issued the "Opinions on Maintaining the Stable and Healthy Development of the Real Estate Market", with 20 articles in total. Accordingly, from June 65438+1 October1day, Nanjing citizens can enjoy government subsidies when buying a house. Specifically: from June 10 to June 1 this year, all commercial houses (including second-hand houses) below 90 square meters will be subsidized at 1% of the total house price; Anyone who purchases commercial housing (including second-hand housing) below 9 1 to 144 square meters will be subsidized by 0.5% of the total house price. At the same time, the New Deal also cancelled the "one set of one price" system implemented in 2007, that is, the relevant price of each house must be publicized to buyers at the sales office, including the benchmark price, floating range and comprehensive price difference (floor, orientation, environment, etc.). ), sales unit price, total price, etc. In this regard, Guo Hongding, deputy director of Nanjing Real Estate Bureau, said that the real estate market in Nanjing was sluggish this year, and when it was time to adjust (policy), this need not be avoided. Changzhou: Opening Housing Provident Fund Loans in Different Places Changzhou Municipal Party Committee and Municipal Government issued "Several Opinions on Promoting the Stable and Healthy Development of the Real Estate Market" on September 3, with 25 articles, the biggest highlight of which is opening housing provident fund loans in different places to support migrant workers to buy houses locally. Directly related to the public is to increase the maximum amount of housing provident fund loans from 300 thousand yuan to 400 thousand yuan; Purchase of ordinary commodity housing and affordable housing below 90 square meters, the down payment ratio will be reduced to 20%; Cancel the second housing provident fund loan limit, and the second and above housing provident fund loans are the same as the first loan. In addition, in terms of increasing supply, the government will "give priority to the qualified stock of commercial housing in the market as resettlement houses and price-limited commercial housing to help development enterprises digest the stock". Wuhu: 50% deed tax subsidy for purchasing the first suite. On September 7th, Wuhu Municipal Government issued "Several Opinions on Promoting the Sustainable and Healthy Development of Real Estate Market in Our City", with a total of 19 articles. The policy stipulates that anyone who buys the first home in the urban area from the beginning of September to the end of August next year can get a subsidy of 50% of the total deed tax; If you buy a small apartment, you can enjoy a subsidy of deed tax 100%, and a subsidy of 100 yuan per square meter. In addition, adjust the down payment ratio and the maximum loan amount of housing provident fund loans. The down payment ratio of the first set of commercial housing was lowered to 20%, and the down payment ratio of the second set of commercial housing was lowered to 30%; If both husband and wife pay the housing provident fund in full for 1 year, the maximum amount of housing provident fund loans will be raised to 250,000 yuan; If only one of the husband and wife has continuously paid the housing provident fund in full for 1 year, the maximum amount of housing provident fund loans will be raised to 200,000 yuan. Encourage commercial banks to provide portfolio loans for employees who use housing provident fund loans. Xi 'an: Adjust the purchase conditions of affordable housing. In September, the Xi government issued "Several Opinions on Restoring the Development of Real Estate Industry". From September 4, 2008 to February 2009, it was 365,438+0, and the total purchase price was divided into 65,438+0.5% and 65,438+0%. In addition, the family income standard for purchasing affordable housing has also been adjusted accordingly. The original standard is that families with a total annual income of no more than 33,200 yuan can buy affordable housing. Now the income standard is adjusted to be calculated according to the per capita income of families, that is, families whose per capita annual income does not exceed the per capita disposable income of urban residents in this city in the previous year can buy affordable housing. Henan: If you don't go out of the province to buy a house, you can apply for a provident fund loan in different places. On August 23rd, the Henan Provincial Government held a teleconference on the economic operation of the whole province. The meeting revealed that the down payment ratio for purchasing the first set of self-occupied commercial housing to apply for housing provident fund loans was reduced from the current 30% to 20%. The maximum loan amount is appropriately increased according to the housing price situation of each city, and the loan period can be extended to 20 to 30 years; As long as the deliveryman does not go out to buy a house, he can apply for a housing provident fund loan to buy a house in a different place; Where the first affordable housing is purchased, the deed tax on real estate transactions shall be exempted; The purchase of the first set of ordinary commodity housing can reduce the deed tax of real estate transactions according to a certain proportion. Liaoning: eight cities can realize housing provident fund loans in different places. On July 24th, eight cities in Liaoning Province, including Shenyang, Anshan, Fushun, Benxi, Yingkou, Liaoyang, Tieling and Fuxin, jointly signed the Cooperation Agreement on Housing Provident Fund for Eight Cities in Central Liaoning. According to the agreement, citizens of eight cities can also apply for personal housing provident fund loans at the place where they buy houses, and enjoy the same preferential policies as local citizens. Among them, in May 2008, Shenyang announced the new standard of ordinary residential prices, which raised the standard of ordinary residential buildings in five districts of the city to 6700 yuan/square meter, which made the deed tax of most commercial housing transactions increase from 4% to 1.5%. Fuzhou: The longest term of provident fund loans is extended to 30 years. In August 2008, the Fuzhou Municipal Government issued "Several Opinions on Further Promoting the Sustained, Stable and Healthy Development of the Real Estate Market (Trial)", appropriately raising the upper limit of the provident fund loan, and extending the maximum loan period to 30 years; According to the actual situation of the real estate market, timely adjust the commodity housing standards that enjoy preferential tax policies. Xiamen: the policy of buying houses and entering households has been relaxed. Since August 1, Xiamen has adjusted the policy of purchasing houses and the standard of ordinary housing. According to the new policy, those who buy commercial housing in Tong 'an and Xiang 'an districts outside Xiamen Island (except Datong Street, xiang ping jie dao and Dadeng Town) can enjoy the original policy of "buying houses for households" and increase the policy of "purchasing commercial housing of 70-80 square meters and applying for permanent residence of no more than two people". At the same time, the adjusted ordinary housing standard should meet three conditions at the same time: the plot ratio of residential buildings is above 1.0, the area of a single building is below 144 square meters (including 144 square meters), and the actual transaction price is below 1.2 times the average transaction price of housing in the whole city. Changsha: Fully implement monetary subsidies and stop physical distribution. On July 22nd, Changsha issued "Several Opinions on Promoting the Healthy Development of Real Estate Industry in Our City". The new policy stipulates that monetary subsidies will be fully implemented for affordable housing, and physical distribution of rent will be stopped. At the same time, the comprehensive tax on second-hand housing transactions is temporarily adjusted from 1.98% to 1. 1%, and second-hand ordinary commercial housing is fully subsidized according to local income; If the second-hand commercial housing is sold and ordinary commercial housing is purchased before June 5438+February 3 1 2009, the business tax paid by the second-hand commercial housing exchange will be fully subsidized by the finance. In addition, reduce the down payment ratio of provident fund loans and purchase the first set of commercial housing to apply for housing provident fund loans.