With the further improvement of people's living standards, the requirements for residential decoration are getting higher and higher, and hundreds of thousands or even hundreds of thousands of decoration expenses are unbearable for many wage earners. It is suggested that friends who need decoration can make up for their lack of funds through bank loans. Now let's introduce the decoration loan process of CCB, and help friends with loan needs to know more about decoration loans.

Construction Bank Decoration Loan Process

1. Customer application. Customers apply for decoration loans at CCB outlets and submit completed written application forms and other related materials.

2. Sign a loan contract. CCB will investigate the relevant information after receiving the borrower's application. If approved, both parties will sign a loan contract and go through relevant notarization and mortgage registration procedures as appropriate.

3. Issue renovation loans. After receiving the notice from CCB to issue loans, CCB will issue loans according to the contract after the borrower has gone through all formalities at CCB.

4. Repay the loan on schedule. The Borrower repays the loan in full and on time according to the Contract.

5. Settle the renovation loan. Loan settlement includes normal settlement and early settlement.

(1) Normal settlement: According to the contract, the borrower will settle the renovation loan of CCB on the loan maturity date or the last installment of the loan.

(2) Early settlement: When the loan expires, the borrower has the ability and willingness to pay off the decoration loan in advance, and can apply for early repayment at CCB outlets.

The renovation loan process of CCB is not as complicated as many netizens think. Just fill in the relevant documents and submit the relevant materials at CCB outlets under the guidance of the staff. Friends who need renovation loans can go to CCB outlets to discuss in detail, or go shopping, which will bring more accurate and simple loan application services to users, and users can easily decorate loans according to their own situation, needs and preferences.

What is the renovation loan process of CCB?

1. The customer submits a written application to China Construction Bank and submits relevant materials.

2, the construction bank to submit the application materials for investigation and approval.

3. Sign the loan contract after approval.

4. CCB issues loans.

5. The contract comes into effect and the borrower repays the loan on time.