The application conditions for personal credit loan of Taizhou Bank are: the individual is between 25 and 55 years old; Working in the current unit for more than half a year, the average monthly income within half a year can not be less than 3,000 yuan, and the urban conditions in some first-tier cities and some second-tier cities are higher (Shenzhen, Shanghai, Beijing, Hangzhou) not less than 4,000 yuan; Good credit record, customers who have not applied for a credit card cannot apply; Have a stable and continuous wage income.

The loan processing process of Taizhou Bank is as follows: the applicant submits a loan application at the counter of the business hall of Taizhou Bank Branch; The account manager of Taizhou Bank accepts the application, conducts pre-loan investigation and approves the applicant's qualification; After the approval is successful, go through the loan procedures and sign a loan contract; The applicant obtained a loan from the bank.