At present, the term of trust products on the market is generally 1-3 years, which is suitable for investment and wealth management customers who expect to obtain stable income through medium and long-term investment.

Term can be divided into trust product term and investment term, which are different concepts.

In most cases, the investment period of trust is the trust period of trust products, but for trust products with open period, the investment period may be shorter than the trust period.

For example, if the term of a trust product is 3 years, it can be opened every 65,438+0 years, which is 3 years for a trust product, and for an investor, the investment term may be 65,438+0 years, 2 years or 3 years.

At present, most trust projects in the market are fixed-income products, and different trust project financiers need different capital turnover time. For example, PE projects and infrastructure projects have a long term, followed by real estate development projects.

In addition, the income repayment strength of the financier will also affect the term of the trust product. Most trust products are designed within two and a half years. If the product term is too long, it will increase the investment risk of trust products due to future uncertainties.