If it is a provident fund loan, you can borrow 500 thousand.

The total loan is 500,000 yuan.

Repayment months: 360 months

The monthly repayment is 2533.43 yuan.

Total interest paid is 4 12033.56 yuan.

The total principal and interest is 965,438+02,033.56 yuan.

If you use a commercial loan:

The total loan is 500,000 yuan.

Repayment months: 360 months

The monthly repayment is RMB 3, 176.80.

A total of 643,647.74 yuan of interest was paid.

Total principal and interest 1,143,647.74 yuan.

Therefore, I suggest that you use the provident fund loan to deposit more than 200,000 interest, and the monthly payment is low.

But you must buy a new house, or you won't get a loan of 500 thousand.