Don't worry, you'll know when it's time to pay it back when the ICBC people inform you.

I got a loan from China Industrial and Commercial Bank. I don't know when to return it.

This is a mortgage. The repayment date of mortgage is generally after the 20th. You can know your monthly repayment date by looking at your transaction records.

3. What is the deduction time of ICBC?

The deduction time is usually: the first deduction: initiated after the deduction date 19: 00; Second deduction: between 22: 45 and 23: 30, the first partial repayment may be triggered or the card will be invalid due to insufficient balance (all accounts that meet the trigger of the second automatic repayment may not be processed); After 3.23: 30, if there is no automatic repayment, there will be no automatic repayment.

The specific time for ICBC to set up automatic debit for credit card repayment is different for everyone, some are repayment date 19:30, some are 20:30, and some are debited in the early morning. However, it is basically automatic deduction on the repayment date, so it is necessary to ensure that the repayment balance is sufficient. Automatic credit card repayment is generally initiated on the day of deduction 19: 00. If you sign ICBC's credit card.

For the automatic repayment business, you need to ensure that the status of the transfer-out account is normal and the balance is sufficient before the automatic repayment deduction date 17, otherwise the automatic repayment will not succeed.

4. Where can I see the repayment date of ICBC's corporate loan?

1) Cardholders can check the billing date and repayment date information on the card letter mailed to you by the bank;

(2) The cardholder can go to the business hall and ask the counter staff to inquire about your bill statement and repayment date;

(3) Send a short message "HKR#" to: 95588 to inquire about the billing date and repayment date.