ID card stolen, loan suspected of fraud. It is recommended to report the case to the public security organ in time. You should sue the lending institution and take legal measures to protect your personal rights from infringement. According to the rules and regulations of the bank, the lender is not allowed to operate unless he is present in person or has the signature of the lender's power of attorney, which can be determined as appropriate. But the recording is valid only if the phone is answered.
The crime of loan fraud refers to the act of fabricating false reasons such as introducing funds and projects, using false economic contracts, false certificates, using false certificates of property rights as guarantees, repeatedly guaranteeing beyond the value of collateral, or defrauding banks or other financial institutions of large loans by other means. The crime of loan fraud belongs to a kind of financial crime.