I. Short-term loans

Six months (inclusive) 5.85

Six months to one year (inclusive) 6.3 1

Second, medium and long-term loans

One to three years (inclusive) 6.40

Three to five years (inclusive) 6.65

More than five years 6.80

Three, the discount is determined by the discount rate as the lower limit.

CCB loan is the most cost-effective, with down payment of 15%. Housing provident fund loan interest rate is the lowest.

Housing provident fund loan

Less than five years (including five years) 4.20

More than five years 4.70

Calculated according to the latest benchmark interest rate of CCB loan of 6.80%.

Repayment method

Waiting amount for debt service

The monthly principal and interest need to be repaid 15392.868 yuan, the accumulated interest is 54654.38 yuan +043.25 yuan, and the accumulated repayment amount is 55465438 yuan +043.25 yuan.

matching principal repayments

The accumulated interest is 52,465,438 yuan +06.67 yuan, and the accumulated repayment amount is 552,465,438 yuan +06.67 yuan.