Can I get a loan for house decoration?
1, with permanent residence in villages and towns or useful residence status.
2. Have a reasonable job and a stable income, and have the ability to repay the principal and interest of the loan at maturity.
3. The borrower who lends money to decorate the house should be able to provide relevant property confirmation, bank statement and tax bill confirmation.
4, the newly purchased residential decoration should provide housing sales contracts, purchase and other information (or the original residential decoration again, should provide housing ownership confirmation information.
5. Other conditions stipulated by the Cooperation Organization. In addition, if the mortgaged house cannot be used as a pawn for decoration loan, you can also get decoration money by handling SARS as a loan. At present, the loan conditions of the small loan company SARS are relatively loose. As long as they have outstanding credit, they can supply bank running water for 3-6 months and have the ability to repay the loan principal and interest on time in each period.
How to decorate the house?
1, early planning
In the early planning, it is necessary for us to do one more thing, that is, to make a specific measurement of our room, so that you can be accurate when buying building materials and avoid being hacked when settling accounts.
2. Demolition and transformation of the main body
During the construction period, the demolition and reconstruction of the main body is an earlier project, which mainly includes demolition of walls, shoveling of wall skins, demolition of heating equipment and replacement of plastic-steel windows. To put it bluntly, it is to put up the structure of the construction site first.
3. Hydropower transformation
Between hydropower renovation and main body demolition and renovation, some novices may know that 1 measurement of cabinets is needed. Originally, the so-called 1 measurement cabinet has no actual content, because the wall and floor are not treated, and the cabinet planner may not have given a specific planning scale, but only put forward some relevant opinions on the orientation of the water inlet and lampblack machine socket reserved by the developer.
4. Carpenter
Woodworking, bricklayer and painter are the "three brothers" in the construction process, and the basic order of appearance is: woodworking, bricklayer (bricklayer) and painter. The basic admission rule is that whoever is dirty goes first.
5. Gaiwa
If the workers are busy, the foreman will usually let the "mason's second child" go out to stick bricks before the "carpenter's old age" is over. This is normal because there is no conflict between the two.
6. Paint the wall
When the third oiler came out, the first thing was to finish the bottom treatment of the wall, brush the top coat and brush the old furniture of the carpenter. Beginners who are ready to paste wallpaper only need to let the "third oil worker" do the bottom treatment on the wallpaper wall of the scheme. At this moment, when the "old", "two" and "three" leave the scene one after another, many rookies will think that their renovation is over, but if they count by links, it is less than one third. The reason why we feel this way is because our well-known decoration is only the "construction link" of decoration, and the "equipment link" of decoration is also the main address of decoration.
Bian Xiao will tell you a lot about house decoration and how to decorate it. Therefore, it is recommended that you buy a house with your own home loan and decorate the house. Decoration loan, also known as home improvement loan, refers to the credit loan without pawn launched by banks or financial companies for the purpose of decorating family houses.
(The above answers were published on 20 17-05- 10. Please refer to the current actual purchase policy. )
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