As far as I know, MPOWER's loan only needs to pay a small amount of interest during school and half a year after graduation. In the meantime, you can concentrate on your study. After the grace period of 6 months, the repayment period of 10 years will be calculated. If the economic strength improves, you will not deduct money if you want to repay in advance, which is very flexible. WeChat official account unified search: MPOWER studying abroad. There are many literacy stickers and dry goods about studying abroad and student loans in the United States.