As long as you go through the normal property transfer procedures and meet the conditions of provident fund loans, you can apply for provident fund loans.

Conditions for applying for a loan:

Having legal and valid identification;

Having full capacity for civil conduct;

Have a stable occupation and income, good credit status, and the ability to repay the principal and interest of the loan;

Purchase, construction, renovation and overhaul of owner-occupied housing;

There are contracts or relevant supporting documents for the purchase, construction, renovation and overhaul of owner-occupied housing;

Provide customer-recognized guarantees;

Both husband and wife of the borrower have no outstanding housing provident fund loans and housing provident fund policy discount loans;

The process of loan:

The lender prepares the relevant materials, fills in the loan application in the bank and submits the materials;

After receiving the application, the loan bank shall confirm and review the information;

After the audit, the loan bank contacts the lender and signs the relevant contract;

For bank loans, the lender shall fulfill the repayment obligation.