Current location - Loan Platform Complete Network - Loan consultation - Why not recommend buying a relocated house? Lessons from buying a relocated house.
Why not recommend buying a relocated house? Lessons from buying a relocated house.
At present, many people will choose to buy relocated houses, but everyone should have heard the advice of never buying relocated houses when buying a house. Because these people have the painful experience of buying relocated houses, they summed up the experience and lessons of buying relocated houses to warn everyone. So why not buy a relocated house? What are the disadvantages of buying a relocated house? Next, I will introduce the disadvantages of buying a relocated house.

Why not recommend buying a relocated house?

1, there is a potential safety hazard.

In order to get more benefits, some relocated house developers will set up multiple rooms on each floor, so there are more people living on the same floor. If a family rents out a house to others, the personnel are mixed, which is prone to potential safety hazards.

2. The environment around the house is poor

There is no policy requirement when building relocated houses, so there are some problems in sanitation, fire protection, property and environment, and the surrounding environment and living facilities are generally lacking, which brings inconvenience to residents' lives.

3. Limited transactions

It is not difficult to change the owner of the relocated house, and it is not difficult to make a second transaction. Even if the transaction is successful, you need to pay a lot of land transfer fees.

4, demolition can not get compensation.

Some relocated houses may be illegal buildings. For illegal buildings, when faced with demolition, there is generally no compensation for demolition, and there is no compensation for demolition.

5. The transfer fee is high.

Relocated households can enjoy some preferential policies, but they will face some fees when transferring, which increases the cost of transfer registration. For example, if the relocated house uses the allocated land, it needs to pay the land transfer fee and turn it into land transfer before it can apply for the land use certificate.

6. The quality of the house is poor.

During the construction period, some relocated houses may not be built in strict accordance with the relevant policies in order to complete the project as soon as possible, so there may be some problems or hidden dangers in the quality of their houses.

7. Limited loans

Relocation houses without complete property certificates cannot be loaned. For relocated houses with full property rights, although loans can be made, the loan amount is small and the loan period is relatively short.

8. Can't settle down

Some relocated houses can't be transferred, so buyers can't move their accounts to the city where they buy houses, that is, they can't move in.

9. No real estate license

Some owners of relocated houses only have demolition agreements, and there is no complete property right certificate. If they buy a relocated house in this state and have no property right certificate, there will be many problems later.

10, one room may be sold more.

When the house price rises, the seller claims that the contract is invalid or the contract is terminated in breach of contract, which is prone to legal disputes. If the nature of the purchased relocation house is forbidden to transfer, all rights of the purchased relocation house may be lost at this time. In addition, most of the transactions of purchasing relocated houses are temporarily unable to register or transfer property rights, and some relocated households deliberately sell multiple houses, resulting in the inability of property buyers to obtain property rights after capital contribution, and some will encounter the dilemma of no compensation even if they claim compensation. Before the real estate license is issued, if the relocated households have foreign debts, the relocated houses may be sealed up by the court.

Experiences and lessons of buying relocated houses

Six years ago, Ms. Zhang had more than 2 million yuan in her hand and wanted to buy a suite, so she found an intermediary with great interest and began to look at the house. Finally, I feel that the relocated house at Fangzhuang South Road 18 is cheap, with an area of 85 square meters and a north-south direction. The unit price of two bedrooms is only 20,000 square meters. Ms. Zhang was moved and thought it was an opportunity. Upon detailed inquiry, it was learned that the house had just been handed over and the owner was in a hurry to use the money, so it was sold at a reduced price.

With the assistance of the intermediary, Ms. Zhang successfully signed a sales contract with the owner, and said that after the house was settled, the owner would cooperate with Ms. Zhang to handle the transfer procedures. After paying the house price, Ms. Zhang began to decorate and moved in immediately.

In the second year, the intermediary learned that the developer could handle the title certificate and immediately informed the owner to handle the title certificate. Out of a responsible attitude towards both parties, all information and procedures are kept by the intermediary company. At that time, Beijing was in a period of soaring housing prices, and Ms. Zhang hoped to handle the transfer as soon as possible to avoid sleeping. On the day of the agreed transfer, the owner could not be contacted. Because Ms. Zhang has been unable to handle the transfer, she has to go through the relevant procedures such as real estate license from the intermediary for future use.

Until 20 17, Ms. Zhang couldn't contact the owner. Near the Spring Festival, a quick knock on the door disrupted Ms. Zhang's life. When Ms. Zhang opened the door, she saw a tall man standing at the door. Before Ms. Zhang could speak, the big man said, "Let Lao Wang come out and pay back the money."

Ms. Zhang was dumbfounded when she heard this. What happened? Is it a debt collection? Ms. Zhang said: Lao Wang sold my house a few years ago, and now this is my home. He didn't go through the transfer formalities with me. I'm looking for him.

The creditor said that Lao Wang mortgaged this house a few months ago and borrowed 6,543,800 yuan from me. He can't contact me without paying interest for a month. He found it according to the address on the real estate license. As the creditor said, he took out the original documents such as the real estate license left by Lao Wang when he handled the mortgage.

Ms. Zhang feels incredible. Obviously, the real estate license is in her own hand. What does the owner Lao Wang take as collateral? It is found that the real estate license in Ms. Zhang's hand was processed in April of 20 15, while that in the creditor's hand was processed in April of 20 17 10. Both of them feel that things are not simple. After some investigation, it was found that the original owner Lao Wang went to the real estate registration center to report the loss of his house as a property owner. And handled a new house booklet, which is the origin of the debtor's real estate license. Immediately, the two called the police on the grounds of "the owner Lao Wang fraud".

After investigation, the police said that this was an economic dispute case and it was not filed. It is suggested to solve it through litigation. The two had no choice but to file a lawsuit with the court respectively. Ms. Zhang claims to continue to perform the original purchase contract and handle the transfer, and the debtor claims to pay back the money.

The court finally entered the auction procedure, and the proceeds of the case gave priority to repaying the creditors' principal and interest. Ms. Zhang is the preemptive right holder, and the house payment of 654.38+0 million in that year and the interest generated in five years can offset the house payment.

In the end, Ms. Zhang "got back" the house she had lived in for three years at a price of 3.5 million yuan, and paid the rest of the house price. The money she tried to save in the past never came down.

There are many cases of buying and selling relocated houses like this, and many people suffer greatly. Therefore, it summarizes the experience and lessons of never buying a relocated house.

These are the reasons why it is not recommended to buy a relocated house. This paper introduces the experience and lessons of purchasing relocated houses. Although the price of relocated houses will be much cheaper than that of commercial houses, there are also many shortcomings, such as poor quality of houses, inability to settle down, inability to apply for real estate licenses, and high transfer fees. These will affect whether you buy a relocated house. According to Bian Xiao's experience in buying a house, I suggest you don't buy a relocated house.