1, the down payment ratio of the first suite in Hangzhou is generally at least 30%, and the loan is 70%. In principle, banks only lend tens of thousands of digits or integers with the lowest thousand digits, and decimals should be put in the down payment, so the actual down payment ratio is generally above 30%!

2. The down payment for buying a house is the minimum amount paid for the first time according to the national proportion when buying a house. Of course, the payment can also be higher than this amount, but not lower than it, and the rest can be borrowed from the bank. Since June 1 day, 2006, the down payment ratio of individual housing mortgage loan shall not be less than 30%.