20 16, the bank did not adjust the deposit interest rate. At present, the adjusted deposit interest rate is 2015 65438+February 24th.
Take one-year fixed deposit 10000 yuan as an example, and the annual interest rate of the deposit is 1.75%.
Interest due:
10000×1.75% =175.00 yuan.
Total principal and interest: 10 175.00 yuan.
20 16 lump-sum deposit and withdrawal one-year annual interest rate:
Bank name interest rate%
The benchmark interest rate is 1.50.
Bank of Beijing 1.95
China Bohai Bank 1.95
China everbright bank 1.95
Industrial and Commercial Bank of China 1.75
China guangfa bank 1.95
Huaxia Bank 1.95
Hengfeng bank 1.95
Bank of Communications 1.75
China Construction Bank 1.75
Bank of Jiangsu 1.92
Minsheng Bank 1.95
Agricultural Bank of China 1.75
Bank of Nanjing 1.90
Bank of Ningbo 2.03
Ping An Bank 1.95
Shanghai Pudong Development Bank 1.95
Shanghai Rural Commercial Bank 2.00
Bank of Shanghai 1.95
Industrial Bank 1.95
Postal savings bank 1.78
China CITIC Bank 2.00
Bank of China 1.75
China Merchants Bank 1.75
Extended data:
From June 24th, 20 15 to June 24th, 20 16, most of the major banks have disclosed the latest deposit and loan interest rates. Since the loan interest rate has been liberalized, this paper only counts the deposit interest rate. In addition, since deposits include lump-sum deposit and withdrawal, lump-sum deposit and withdrawal, fixed-term lump-sum deposit and withdrawal, and corporate deposits, this paper only focuses on lump-sum deposit and withdrawal closer to residents.
Call deposit rate
16 of the A-share listed banks, five major banks, stock banks, Guangfa Bank and Postal Savings Bank have all lowered their interest rates to 0.3%, while the current interest rates of other unlisted stock banks and major city commercial banks are 0.35%, among which the current interest rate of Harbin Bank listed in Hong Kong is 0.38%.
Time deposit:
The interest rates of time deposits in all grades of the five major banks are lowered by 0.25 percentage points with the benchmark interest rate. China Merchants Bank in the joint-stock banks follows the five major banks, and the interest rates in all grades remain unchanged. The postal savings office is not far from the five major banks.
The three-month, six-month and one-year deposit rates of other stock banks are 1.5%, 1.75% and 2% respectively; The two-year interest rate is between 2.4% and 2.75%, and the highest interest rate of Industrial Bank is 2.75%. The three-year interest rate is between 2.75% and 3.25%, and Bohai Bank is the highest. The interest rate of five-year deposit is between 2.8% and 3.25%, and Zheshang Bank is the highest.
Bohai Bank loan interest rate 2022?
Bohai Bank loan interest rate 2022:
The benchmark interest rate for personal consumption loans set by the central bank this year is: 5.6% for six months; 6% a year; 1 ~ 3 years 6.15%; 3 ~ 5 years 6.4%; More than five years, 6.55%.
The interest rate of personal consumption loans mainly depends on the loan interest rate and repayment method of various lending institutions. The loan interest rate generally fluctuates reasonably within the national benchmark interest rate set by the central bank. The benchmark loan interest rate set by the central bank this year is: 5.6% for six months; 6% a year; 1 ~ 3 years 6.15%; 3 ~ 5 years 6.4%; More than five years, 6.55%. However, in the actual process of handling loans, there are certain differences in loan interest rates. Taking China Agricultural Bank as an example, the interest rates of its various loan businesses are: personal consumption mortgage loan15 ~ 20%; Comprehensive credit loan10 ~ 20%; Capgemini loan 0.65% (month); 30% salary loan. Interest rates on personal consumption loans generally rose. These include car loans and house decoration loans. The interest rates of state-owned banks such as ICBC, Agricultural Bank of China, Bank of China and China Construction Bank generally rose by 10% to 15%, and most joint-stock banks rose by 20% to 30%. There is even news that the first home loan discount may be cancelled. As for the personal business loan interest rate, the floating rate will be even greater, reaching 30%-40%, while the personal credit consumption loan will rise to 50% on the basis of the benchmark interest rate.
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June 2022 +065438+ 10 Which bank in Jining, Shandong Province has the lowest loan interest rate?
In June, 2022, the bank with the lowest loan interest rate in Jining, Shandong Province+10/October, 065438 belongs to China Bank, and its loan interest rate is: personal loan interest rate 4.5%, mortgage interest rate 3.5%.