Wanka LeTong Card affects loan approval. Wanka Letong Card has an impact on loan approval. Wanka Letong Card is a product in Jiufu Wanka APP. It is a credit consumption service. You can use the Letong card to pay back the money for shopping, etc. You cannot use cash directly. Borrowing users You can use the LeTong Card to repay the money after the loan is approved, so it will not affect the loan approval result. However, using it during the review period will affect the review result. Loan approval refers to the process by which a bank or financial institution evaluates a borrower's loan application and decides whether to approve it. When a borrower submits a loan application to a bank or financial institution, it will be reviewed and evaluated by the institution to determine whether the loan conditions and risk requirements are met.