Current location - Loan Platform Complete Network - Loan consultation - Which bank has the cheapest credit loan?
Which bank has the cheapest credit loan?
1. Which bank has the cheapest credit loan?

"Shenzhen wage loan": the monthly interest rate is as low as 0.85%, which is the lowest in Shenzhen. The monthly income is above 5000, and the credit information is good. After working for 6 months, the bank will pay the salary on behalf of you. You can apply for a monthly income of 8 to 65,438+04 times and make a payment within 2 days, which is very affordable for those who need cash.

As long as personal credit is good, you can apply for social security and provident fund.

You can compare it with TEL

2. Which bank in Wuhan has the best credit card?

China Merchants Bank is better ... mine belongs to China Merchants Bank, and I can give you a gift when I handle it ~ In addition, China Merchants Bank interacts with some entertainment and catering shops, and many shops can get a 20% discount with China Merchants Card ~ But for movies, I can only exchange points ~ ~ If it's just good ... If I watch many movies, it's better to use CITIC's. ...

3. Which bank is the most cost-effective for personal credit loan?

Better application platform: 1, 360 IOU, 360 Finance, you should be familiar with it. This 360 loan is pure credit, which can provide a loan amount of 50,000-200,000 yuan for customers who meet the credit conditions. The system comprehensively evaluates the credit according to the borrower's credit risk, payment habits, consumption, etc., and submits an intra-bank loan application, which can be approved in a few minutes at the earliest, with a maximum of 60,000 yuan. 2. willful loan Suning Finance has willful payment and willful loan, of which willful loan is pure credit, which can be directly applied online with a maximum amount of 50,000 yuan, which can well meet the personal consumption needs of borrowers such as shopping, tourism and education. Online certification personal information, good credit can be a loan, the system automatically approves the loan, and you can get the money on the same day, which is suitable for urgent needs. If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18). The brand is trustworthy and the interest rate is low. Money spent-full easy loan, the maximum loan amount is 200,000 (click the official free loan amount), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.

Tips: The above information is for reference only, and no loan suggestions are made. In the process of online lending, we must pay attention to preventing risks. In order to ensure the safety of funds and prevent routine loans, we suggest that you choose a formal bank or a formal loan platform based on your own judgment after fully understanding it, and borrow reasonably according to your actual situation.

4. Can I apply for a postal loan?

It is not easy to apply.

Postal savings loans are not easy to pass approval. Postal loans are mainly unsecured and unsecured personal credit loans for high-quality customers, which have higher requirements for applicants. Users who do not meet the requirements cannot enjoy e-mail approval loans. To apply for postal credit, you must meet the following conditions:

1. The applicant is between 25 and 55 years old and has full capacity for civil conduct.

Two, the applicant has the ability to repay the loan principal and interest on time.

3. Personal credit information is in good condition, and there is no current overdue, and there is no "three troubles and six" overdue situation in the past two years.

Fourth, users who have outstanding commercial loans in the Postal Savings Bank, regular employees of party and government, administrative and public institutions, high-quality enterprises, or paid employees of the Postal Savings Bank, and users of the Postal Savings Bank's provident fund will have a higher probability of applying for postal savings loans.