Extended data:
The fastest and most convenient bank loan recommendation:
China Merchants Bank has lightning loan business. At present, you can apply through mobile banking or check whether you are eligible to apply.
1. After the lightning loan is released, the cash will be released to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate.
2. If you have a savings card of China Merchants Bank, you can download the mobile APP of China Merchants Bank with Huawei Android phone and software mall. After logging in to mobile banking, click "My → All → Loan → Flash Loan" to apply for flash loan. Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.
3. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 300,000 yuan, subject to the loan page. If you have obtained the qualification of lightning loan, you can use Huawei mobile Android system to log in to China Merchants Bank mobile banking APP or online banking "lightning loan" module to check your maximum application amount. The minimum amount of a single withdrawal is 1 1,000 yuan, and the maximum amount does not exceed the limit, and it must be an integer multiple of 1 1,000.
4. There are two ways to apply for a loan within the lightning loan limit:
(1)/kloc-lend within 0/5 minutes, and automatically approve within 5- 10 minutes. Lend immediately after approval, and notify the result by SMS. Pay attention to SMS messages.
(2)T+ 1 day loan. Within T+ 1 day, there will be a phone call from the nuclear power plant to verify and arrange the loan after confirming the information. If you don't answer after three times of active contact, the application fails and you need to apply again. Call China Merchants Bank at 95555.
Tips: ① If there is no automatic lending within 5- 10 minutes, it is normal to wait for telephone review. The approval progress cannot be directly queried, and the approval result shall prevail.
(2) When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information.
If you can't apply, it is suggested that you can apply according to the purpose of the loan, such as mortgage, car loan and consumer loan. These loans are earmarked for special purposes. If there is China Merchants Bank in your city, you can try to apply for a loan through China Merchants Bank outlets. Each loan project requires different conditions and application materials. Please call the customer service hotline of China Merchants Bank at 8:30- 18:00, select "3-3-9" to enter the manual service, and provide the loan purpose and city details. Whether your loan application is approved or not, please refer to the comprehensive audit results of the personal loan department of the handling bank.
Warm reminder, no matter what kind of loan, please repay it on time, and don't be overdue, which will affect the credit investigation.