The notarial certificate of bank mortgage is a legal document issued by a notary office that only proves the entrustment behavior of the parties and the effectiveness of signing the power of attorney. Notary organs generally do not conduct substantive examination when handling entrusted notarization, and the rights and obligations arising therefrom shall be enjoyed or borne by the client.

When the notary office handles the entrustment notarization, it only proves that the entrustment behavior and the signature on the power of attorney are done by the client, and generally does not conduct substantive examination. The rights and obligations arising therefrom shall be enjoyed or assumed by the client.

System notification

1. If a citizen intends to notarize the power of attorney, he shall submit the client's identity certificate (resident ID card and household registration book); If entrusted by a legal person, the qualification certificate of the legal person and the identity certificate of the legal representative shall be submitted. The notarization of the entrustment contract shall provide the identity certificate and qualification certificate of the client as well as the identity certificate and qualification certificate of the trustee.

2. Proof materials related to the entrusted matters (if the entrusting party should submit the certificate of house ownership, and if the notarization of inheritance right is handled, the certificate of inheritance right should be submitted).

3. When the sub-principal applies for sub-entrustment notarization, it shall submit the certificate of sub-entrustment right.

Do I need to go to the notary office to notarize the mortgage loan for buying a house?

Normal loans do not need notarization. Contact guarantee companies and banks directly, and bring proof of income. After half a year, the bank runs smoothly, and the copy of the business license of the work unit is stamped with the official seal. Married couples are present, with marriage certificate, unmarried single certificate, ID card and highest academic certificate. I hope I can help you. The above contents are for reference only.

Can a house with a loan be notarized?

Now the house price is only high, so many people with more money will buy a house as an investment. Buying a house by loan is not new. Can it be notarized? Many car owners will have such questions in their hearts, so let's take a look at it through the following content!

Generally speaking, a house with a loan cannot be notarized, because the property right is mortgaged to the bank, so the owner has no right to notarize the house before the loan is paid off. Unless the remaining mortgage can be repaid first, go through the mortgage cancellation procedures, get back the property certificate, and then notarize the property.

Many people mistakenly think that notarization of a house is equivalent to transfer of ownership. Actually, it's not. The two are different. Because property is difficult to prove, the purpose of notarization is to serve as proof of property ownership, avoid the appearance of property in the future and better safeguard the vital rights and interests.

If you want to notarize the mortgaged real estate, you should first consult the bank you borrowed to see if it can be notarized. If there is really no way, you can choose a reliable guarantee company, pay off the outstanding mortgage under your name and cancel the mortgage, so that notarization can be carried out normally, but often you need to pay some fees. If you have enough money on hand, relatives and friends can borrow it to turn around, which can save the cost of the guarantee company.

And when the property is notarized, the staff will review the relevant materials submitted, such as the property title certificate of the property. Also confirm the contents of the agreement, so as not to mislead the notary. After the review is correct, the applicant also needs to sign the relevant agreement.

In addition, if the submitted materials are true, valid and complete through the examination of the materials, they shall be handled within half a month from the date of application, and relevant notarial certificates shall be made and sent to the applicant. But if there are special circumstances, it will take more time, so it still depends on the problem.

I hope the above answers are helpful to you.

Notarization of mortgage contract for loan purchase

Mortgage notarization is also a common notarization we usually encounter. But the bank will help us go to the notary office to do it for us. We only need to sign a notarization authorization before the mortgage contract and then pay the notarization fee. Article 11 of the Interim Measures for Personal Loans The application for personal loans shall meet the following conditions: (1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state; (2) The purpose of the loan is clear and legal; (3) The amount, duration and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good and there is no significant bad credit record; (6) Other conditions required by the lender.

How to notarize the mortgaged house?

With the rise of housing prices, many people will use mortgage loans when buying a house, which can alleviate people's pressure on buying a house to some extent. Many people who borrow money to buy a house will go to the notary office for notarization in order to ensure the property rights of their house. How can the mortgaged house be notarized? The following article will give you an introduction.

How to notarize the mortgaged house?

1, materials prepared by the parties

When the mortgaged house is notarized, it is necessary to bring personal identification (such as ID card and household registration book), property ownership certificate related to the agreed contents (such as property ownership certificate, purchase contract and payment invoice without property ownership certificate) and the agreement drawn up by both parties. It should be noted that when we sign the clay trough agreement, the signatures and dates of both parties need to be left blank, and we will wait for the notary to review and amend the agreement before signing it in front of the notary.

2. Fill in the relevant forms in person at the notary office.

After the parties to the mortgaged house prepare the relevant materials, they need to go to the notary office for notarization in person and fill out the application form for handling the certificate. If another person acts as an agent or goes to the notary office alone to handle the notarization of house mortgage, it will not be accepted.

3. The notary checks the relevant information.

After the application for notarization of mortgaged houses is accepted by the notary office, the notary office will review the contents of the property agreement, review the certificate of property rights, and inquire whether the contracting of the parties has been deceived or misled. After the notary of the mortgage house cooperates with the notary to complete the notarization conversation, it is best to sign the record for confirmation.

4. Signature confirmation

After the notary has checked the relevant information, both parties who notarized the mortgaged house need to sign the notarial certificate in front of the witness before they can notarize the mortgaged house.

The above is an introduction about how to notarize the mortgaged house. I hope I can provide you with some help when you handle the notarization of the house, so that you can successfully complete the notarization of the mortgaged house.