Near the end of the year, many properties in Neijiang began to hand over houses. For many citizens who get new houses, the next most important thing is to decorate the house. Many citizens have heard or think that housing provident fund is also suitable for housing decoration, but there is no case of using provident fund for decoration in Neijiang. Some people find the application process troublesome. What is the actual policy?

I heard that the provident fund can decorate the house.

At present, at the end of 2065438+2005, many properties in Neijiang have been delivered, and the delivery situation is good. For the citizens who just bought a new house, the next step is to devote themselves to the renovation. Liu Hongyu, who just got the house, is discussing the renovation with his buddies. Liu Hongyu's buddies can also get a new house in March next year. They want to buy decoration materials and decorate together. "I heard that the housing provident fund can be extracted and decorated. It seems that you can apply if you get a real estate license. " Liu Hongyu's understanding level is only heard.

Although I don't know the specific scope of application and application conditions, I also heard that the provident fund has many uses, and there is also a citizen, Xiao Zhang. "Many people told me that the provident fund can be used to buy a car, decorate and rent a house. If you don't need to use the provident fund, you can also bring it up. "

At present, there are no renovation cases of provident fund loans.

On the one hand, the public has heard or thought that provident fund loans can be used for decoration, car purchase and other purposes. On the other hand, the reporter also searched many netizens online and asked, "Can the provident fund buy a car for decoration?" In fact, there is no renovation case of provident fund loans in Neijiang. The staff of Neijiang Provident Fund Management Center also denied that the public had heard of provident fund loans to buy cars.

On the website of Neijiang Provident Fund Management Center, according to statistics, on page 10, four citizens questioned whether the provident fund could be used for decoration. The official answer is that according to the Housing Provident Fund Regulations, housing provident fund loans cannot be used for decoration.

Upon inquiry, Article 5 of the Regulations on the Management of Housing Provident Fund stipulates that "the housing provident fund shall be used for the purchase, construction, renovation and overhaul of owner-occupied houses by employees, and no unit or individual may use it for other purposes". Therefore, provident fund loans cannot be used for house decoration, which is not what the public thinks may be particularly troublesome.

It is clear that provident fund loans can pay rent.

Buying a car and decorating is not within the scope of application of the provident fund, but the misunderstanding that the public has heard that the provident fund has many uses may be caused by the fact that the provident fund can be used to pay rent and gradually liberalize the scope of use of the provident fund.

In April this year, according to the notice of Neijiang Housing Provident Fund Management Committee on printing and distributing the "Implementation Measures on Relaxing the Withdrawal of Housing Provident Fund to Pay Rent", in order to protect the legitimate rights and interests of employees who have paid housing provident fund, improve the withdrawal mechanism of housing provident fund and improve the effectiveness and fairness of the system. According to the "Notice of the Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the People's Bank of China on Relaxing the Conditions of Withdrawing Housing Provident Fund to Pay Rent", combined with the actual situation in Neijiang, these implementation measures are formulated. That is, the housing provident fund can be used to pay rent.