The extraction conditions of Suizhou housing provident fund mainly include the following points: 1. Buy your own house. Workers can apply for withdrawal of housing provident fund for down payment or full purchase; 2. Second-hand housing transfer. Workers can apply for withdrawal of housing provident fund for down payment or housing price deduction in second-hand housing transactions. If the employee housing provident fund loan is not settled, the extracted provident fund shall be used to repay the loan; 3. Rent a house in the city. Workers can apply for withdrawal of housing provident fund to pay rent. It should be noted that when housing provident fund is withdrawn, the amount and proportion of withdrawal are different under different circumstances. For example, when buying a house, the maximum withdrawal amount shall not exceed 30% of the balance of the deposit account under the employee's name; When the housing provident fund loan is paid off, the highest withdrawal ratio can reach 100%.
Can the housing accumulation fund be withdrawn for other consumption? According to the relevant regulations, the housing accumulation fund should be used for special purposes, and can only be used for housing-related expenses such as buying, decorating and renting houses, and not for other consumption. If misappropriation of housing provident fund is found, it will be investigated by law.
Suizhou's housing accumulation fund extraction conditions are relatively flexible, which can not only meet the needs of employees to buy houses, but also support a variety of housing options such as renting houses. However, when extracting housing provident fund, we should also pay attention to the amount and proportion of extraction under different circumstances, and at the same time abide by the principle of earmarking to ensure the normal use and management of housing provident fund.
Legal basis:
"Regulations of People's Republic of China (PRC) Municipality on the Administration of Housing Provident Fund" Article 15 An employee's housing provident fund deposit unit shall deposit the employee's housing provident fund into a special account in accordance with regulations, and conduct unified investment management according to law. The housing provident fund account shall implement the system of earmarking.