Who can explain what the new loan interest rate is?

It is a new interest rate for new loans based on the original loans.

Maybe it will be easier for you to understand by giving an example. . .

If A borrows100000 from the bank, the interest rate is 6%. Later, due to some changes, A borrowed100000 from the bank. At this time, the interest rate is 7%, so this 7% is the new loan interest rate.

I want to apply for a loan, but my situation is complicated. Please tell me which one can be done.

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