The application conditions must meet three points.
1、? Employees with Qingdao household registration who have paid provident fund in other cities can use housing provident fund loans to buy houses in Qingdao.
2、? Applicants must apply for provident fund loans in accordance with the conditions and standards stipulated by this Municipality. At the same time, applicants and their spouses are required to have never used provident fund loans in other cities in Shandong Province.
3、? Applicants and their spouses are only allowed to apply for a provident fund loan in different places once, and the specific implementation shall refer to the Qingdao provident fund loan identification standard.
The introduction of this policy has attracted many Shandong people in other places, and they intend to go back to Qingdao to buy a house. Then, what are the conditions for non-Qingdao citizens, but Shandong people or non-Shandong people, to buy a house with provident fund?
For example, Miss Li from Jinan studied in a university in Qingdao and went to work in Beijing after graduation. Because I have been longing for the comfortable environment in Qingdao, I want to buy a suite in Qingdao when I see this new policy. Because I don't have a Qingdao hukou, I belong to a different provident fund. If you go to work in Qingdao, can you transfer the provident fund to Qingdao and buy a house with the provident fund loan? What are the specific restrictions?
First of all, there must be a provident fund receiving unit.
Qingdao should have a unit to receive the information paid by Miss Li's provident fund. Through the provident fund management center, the provident fund paid outside the province can be transferred back after the work unit is transferred to Qingdao.
Secondly, issue a transfer confirmation letter from Qingdao Provident Fund Management Center, and affix the official seal of the Provident Fund Management Center. At the same time, the receiving unit shall issue an acceptance certificate.
The transfer of provident fund also needs the consent of the original unit's provident fund management center, and the specific operation needs to be consulted for transfer out and transfer into the provident fund management center.
Assuming that the provident fund has been transferred to Qingdao, what should I pay attention to in the loan?
1, the provident fund must be paid continuously, and the payment is not equal during the transfer process;
2. Transfer all the balances in the Beijing Provident Fund card to Qingdao;
3. Provide the details of 1 year for deposit of provident fund in different places and 1 month for normal deposit in Qingdao.
In short, if the above conditions are met, you can use the provident fund from other places to make loans in Qingdao.
(The above answers were published on 20 16-04-2 1. Please refer to the actual situation for the current purchase policy. )
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