Legal analysis: the vehicle acquired after marriage is first presumed to be the joint property of husband and wife. In divorce, the general method of dividing the vehicle is that one party obtains the ownership of the vehicle and the other party obtains the discount of the vehicle. Because the vehicle was purchased by loan, when calculating the vehicle discount, the outstanding loan should be deducted from the current market value of the vehicle, and the rest should be divided as the joint property of the husband and wife. If one party obtains vehicle ownership, the outstanding vehicle loan will be repaid by the other party after divorce.

Legal basis: Article 1087th of the Civil Code of People's Republic of China (PRC), in case of divorce, the joint property of husband and wife shall be handled by mutual agreement; If the agreement fails, the people's court shall make a judgment according to the specific circumstances of the property and the principle of taking care of the rights and interests of the children, the woman and the innocent party. The rights and interests enjoyed by one spouse in the contracted management of family land are protected according to law.