I think in your case, if you don't consider the extra income of several hundred yuan, your monthly income is running low, and you can save 1000 yuan at most. Suggestion: Small deposit and lump-sum withdrawal in 500 yuan every month. Go to the bank to buy funds and invest in 500 yuan. In the future, with the increase of wage income, the proportion of fixed investment of the fund will increase accordingly, such as 70-80%, and the lump sum deposit and withdrawal will be partially capped 1000 yuan. When you can save tens of thousands of yuan, you can enter the stock market in due course.